Our branches will be closed on Wednesday, June 19 in observance of Juneteenth.

Billy Galbreath

Billy is a Director of Community Banking at FNBO, leading a division focused on simplifying the banking landscape for commercial clients. As a trusted advisor to many organizations, he tailors product recommendations to the needs of the individual client company, dedicated to developing long-term relationships that support business initiatives. Billy takes pride in his work and finds satisfaction in playing a role in his clients’ success.


With over 15 years of banking experience, 10 dedicated to small business and commercial banking, Billy’s career history demonstrates his commitment to the industry and the clients he serves. Previous roles include Branch Manager, Commercial Lender and Market President. He graduated from Colorado State University with a degree in Political Science.


Billy’s free time is spent keeping up with his teenage twins and fostering their interests. When he takes time to unwind, you can find him playing basketball or weightlifting. Billy is also an avid Arizona Cardinals fan and was recently named to the Board of Directors for Alternatives to Violence, a non-profit organization in Northern Colorado dedicated to helping individuals heal from instances of violence, sexual assault and human trafficking.