Jeff Marinovic

Sr. Advisor, Community Banking
Commercial Lending

Jeff Marinovic

Jeff is a Community Banking Relationship Manager at FNBO. In his role, he supports small businesses that serve the community, providing solutions that address short-term cash flow issues, while also facilitating broader needs and growth objectives. Jeff takes a unique approach to customer relationships. His goal is to understand the business and industry-specific needs of each, so he can provide timely feedback and customized product recommendations to help organizational finances run more smoothly. His positive “can-do” attitude is matched to his customer dedication and a track record for quick action in the face of customer requests.


Jeff spent over 23 years of his career in retail sales and management, beginning in a part-time sales position before moving on to manage two successful stores in Colorado and California. Accustomed to a fast-paced, customer facing environment, he brought his experience and dedication to banking where he now helps businesses find the right products for their financial needs. Jeff earned a Bachelor of Science in Business Administration from the University of Nebraska at Omaha and a Master of Business Administration with a specialization in Human Resources from Bellevue University.


The best way to understand Jeff’s passions is to look at his daily routine. He wakes at 4:30 am every morning to complete 10 to 15 minutes of core strength exercises. Next, it’s time to crank up the treadmill to 8 miles-per-hour and go for a 3-mile run. He tops it off with 30 minutes of strength training before heading into work. In the evenings, he spends time with his wife and daughters, including shuttling the latter to various activities, such as gymnastics, volleyball and basketball. He slows down slightly for the weekend, filling his time with swimming, golf, lawn chores and delivering orders to Door Dash customers for extra income.

Overall, Jeff is passionate about fitness and mental wellbeing, and has a desire to play a positive role model in the lives of youth today. His goal is to convince at least one child to stay off social media and focus instead on making positive self investments to become the very best version of themself. To that end, he hopes to join the board of his local YMCA, where he will have the opportunity to act on his convictions. 

“If you try and work out at 4:30 in the afternoon, how many people are going to chip away at that time? Your boss, your job, your family, your other obligations that you might have. At 4:30 in the morning, all those people are asleep, so you can do whatever you want.” -Jocko Willink