Stay safe from higher rates and lock your rate in for 60 or 90 days.1
Why am I a mortgage lender?
When you work with me, you will have a partner by your side who will be available to answer all of your questions. I will show you available loan options and we will compare to determine which one will be a better fit for your unique situation. Whether you are refinancing or selling, purchasing your first home or looking to buy a vacation home, my goal is to make sure you feel empowered and educated throughout the process!
I began my real estate career in 1999 here in Fort Collins, Colorado. Although I had success as a real estate agent, I found that my true passion was not on that side of the transaction. I always felt that there were many more people I could help in financial services. In 2004, I made the move. Since then, I’ve joined First National Bank of Omaha (FNBO) and couldn’t be happier. I have held many roles within the bank from a retail teller, personal banker, business banker, mortgage loan officer and mortgage mentor. All of which have helped me to gain a better understanding of the nuances of my customers’ credit and financial journey.
Interesting to know:
I am currently a licensed insurance agent, licensed real estate agent and licensed mortgage loan officer. The one I never received was a bar license (for an attorney, not bartender!). My dream job: defense attorney.
We'll Guide You Home
Lock & Shop Rate Security
Down Payment Options as Low as 3-5%.
Competitive mortgage rates help save you money over the life of your loan.
Dedicated Loan Officer
Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.
1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.
The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.