Stay safe from higher rates and lock your rate in for 60 or 90 days.1
My goal is to provide outstanding service and offer affordable loan options to fit your individual needs and serve you for life. Whether you're a homebuyer looking for low down payment options, self-employed with income challenges, or perhaps you want to use your home equity to renovate or repair your home, or pay college tuition/pay off bills, I can assist with all your lending needs! It is my pleasure to ensure you obtain the most advantageous loan program at the best rate. I treat my clients as if they are family and always act as their #1 advocate and guide, making the mortgage process as pleasant and hassle-free as possible.
I am dedicated to providing a lifetime of service by doing an annual home review and even assist clients in keeping their property taxes and insurance as low as possible.
I obtained my Real Estate license in 2005, and started working in the mortgage industry in 2011.
I am passionate about my faith and love serving others. I truly believe our purpose on earth is to serve and help others, so each day is committed to living out that purpose with the utmost integrity.
I’m a native Texan, and an alumnus of Baylor University. I am a huge fan of all Baylor Sports and occasionally root for the Florida Gators as well (husband is an alum). ðŸ˜Š We love spending time with family and friends, entertaining, and enjoy being outside and on the water.
English bulldogs have been a part of our family for the last 15 years. We currently have two who are hilarious and make us laugh each day! Never a dull moment!
We'll Guide You Home
Lock & Shop Rate Security
Down Payment Options as Low as 3-5%.
Competitive mortgage rates help save you money over the life of your loan.
Dedicated Loan Officer
Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.
1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.
The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.