We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.
View your FICO® Credit Score each month online for free. Knowing your FICO® Credit Score can help you maintain or even improve your financial health.
Our 24/7 guarantee that you won’t be held responsible for fraudulent charges made with your card or account information.
CONNECT to a world of special benefits5 - with CONNECT from American Express. You have access to a range of offers for shopping, dining, presale ticket access to popular entertainment, sporting events and more.
Receive coverage, at no additional cost, for damage due to collision or theft up to the actual cash value of most rental vehicles.
Covers exactly what the original U.S. warranty covers up to a maximum of one additional year. If covered damage or breakage occurs, the item will be repaired or replaced.
Receive coverage for common carrier accidental death or dismemberment, at no extra cost, when you charge your entire travel fare to your card.
Will replace, repair or reimburse you for eligible items of personal property up to $1,000 per claim for 90 days from the date of purchase due to covered reasons.
1 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.
2 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
3 Complete details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
4 Zero Liability is available to holders of American Express Cards issued by First National Bank under the following conditions: Your account is in good standing, you have exercised reasonable care in protecting your card from theft, and you have not reported two or more unauthorized events in the past 12 months. If unauthorized use of your Card occurs, please report it to First National Bank immediately.
5 Cardmembers must register their eligible American Express Card at www.americanexpress.com/us/network/FirstBankcard/ to participate. Program terms apply, offer terms will vary. See program website for details.
Cards are issued by First National Bank of Omaha. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license. American Express is a federally registered service mark of American Express, used by First National Bank of Omaha, pursuant to a license from American Express.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new Cardmembers will generally see their FICO® Bankcard Score 9, the version of FICO® Credit Score we use to manage your account, within 45 days of account opening.