Cashback Rewards Visa® Card
Account Summary
- Earn cash rewards faster with UNLIMITED 2% CASHBACK2 on Every Purchase - Every Day
- Rewards earned do not expire2
- Redeem for cash back as a statement credit, an ACH deposit into a checking or savings account or a check2
- No annual fee.1
- Variable APR1 on purchases & balance transfers based on the Prime Rate between 18.24% and 25.24% depending on your creditworthiness
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10).
Additional Features3
Fraud Protection
We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.
FICO® Score
View your FICO® Score each month online for free. Knowing your FICO® Score can help you maintain and better understand your financial health.
Visa® Zero Liability4
Our 24/7 guarantee that you won't be held responsible for fraudulent charges made with your card or account information.
Chip Cards
All cards are chip-enhanced cards that contain encrypted cardmember information within the chip. This provides for better security and protection against fraud.
Our credit card calculators can help.
Compare two credit card options, calculate debt consolidation, see how interest rates affect credit card balances, and so much more
Important Information
1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earnings, redemption, expiration or forfeiture. Your % back rewards are earned as points.
3 Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
4 Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
Cards are issued by First National Bank of Omaha pursuant to a license from Visa U.S.A., Inc. VISA and VISA SIGNATURE are registered trademarks of Visa International Service Association and used under license.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage your account) within 45 days of account opening.