Platinum Edition® Visa® Card
Account Summary
- 0% introductory APR1 for the first 15 billing cycles on balance transfers. After that, a variable APR1 based on the Prime Rate between 12.24% and 20.24% APR depending on your creditworthiness.
- No annual fee.1
- $25 statement credit when you make a purchase within the first 3 billing cycles.2
Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. An introductory balance transfer fee1 of 3% for the first 15 billing cycles applies to this offer (minimum $10). After that, a balance transfer fee of 5% applies to each balance transfer that you make (minimum $10). Minimum monthly payments required.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.
Additional Features3
Fraud Protection
We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.
FICO® Score
View your FICO® Score each month online for free. Knowing your FICO® Score can help you maintain and better understand your financial health.
Visa® Zero Liability4
Our 24/7 guarantee that you won't be held responsible for fraudulent charges made with your card or account information.
Chip Cards
All cards are chip-enhanced cards that contain encrypted cardmember information within the chip. This provides for better security and protection against fraud.
Our credit card calculators can help.
Compare two credit card options, calculate debt consolidation, see how interest rates affect credit card balances, and so much more.
Compare two credit card options, calculate debt consolidation, see how interest rates affect credit card balances, and so much more.
Important Information
1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
2 You will earn a $25 statement credit after the first purchase is posted to the Account within the first 3 billing cycles after the Account is opened. Please allow 6-8 weeks after you qualify for the statement credit to be applied to your credit card account.
3 Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
4 Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
Cards are issued by First National Bank of Omaha pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage your account) within 45 days of account opening.