Additional Funding Available through SBA Paycheck Protection Program
First National Bank of Omaha (FNBO) is accepting submissions for PPP loans for business customers with active business checking, business savings or business loan accounts. The Paycheck Protection Program will be available for a limited time with the additional allocation of funding by Congress.
FNBO’s PPP support for its customers includes reviewing your submission, then working to provide it to the SBA where a loan number will be obtained if funds are available. We then communicate back to you regarding any additional information that may be needed for final approval and loan funding. Our goal is to help our customers gain access to loan dollars as quickly as possible while funds are available through the SBA. Please make sure your submission includes all requested information and documentation. A complete submission ensures faster processing.
Please note: Your submission is not a guarantee of funding. Once you have provided FNBO with all of the required information and we verify that you meet our requirements, FNBO will send your submission to the SBA. Your loan will be funded if the SBA authorizes your submission and the Paycheck Protection Program has funds available. The funds appropriated by Congress for the Paycheck Protection Program are limited and may run out shortly. If funds for this program run out before your submission is authorized by the SBA, we will let you know.
This is a two-step process:
When you log into the customer portal to initiate your submission, you will be asked to validate that you are an FNBO customer by providing your FNBO Business Checking or Business Loan Account Number. Please have this available. In addition you will be asked to upload SBA form 2483 and various payroll and tax forms as requested in the portal. You will be able to save your submission throughout the process.
After you’ve finalized your submission, you will be able to access a dashboard within the portal for updates on the status of your request.
For the accuracy of your submission, we encourage you to seek guidance from your professional advisors. Also, please refer to the various U.S. Treasury and SBA resources provided below.
As a Preferred SBA Lender, FNBO is proud to help our business customers access this vital financial support program.
Please Note: The Paycheck Protection Program is only available from the Small Business Administration via an existing SBA 7(a) lender or any participating federally insured depository institution, credit union and Farm Credit System institution. Beware of fraudsters offering other options.
Be advised that FNBO will not be able to disburse loan funds until the SBA has processed and approved your loan.
A key provision of the CARES Act is the Paycheck Protection Program (PPP), which authorizes SBA lenders like FNBO to make loans to small businesses through the SBA 7(a) loan program. Qualified businesses and non-profits with fewer than 500 employees can qualify for a 100% SBA-guaranteed loan to be used for payroll (including salaries, paid sick or medical, insurance premiums), mortgage, rent and utility payments for a period of time.
We encourage you to prepare with the following steps:
If you are looking for assistance outside of the CARES Act / Paycheck Protection Program, please review our other FNBO Assistance options.
FNBO customers directly impacted by COVID-19 can request assistance including:
Please talk with your banker about the challenges you are experiencing today to help us prepare to serve you best during the coming weeks and months. You may also call us at 800-228-4411 or submit "Request Support" form, below.
Please note that credit payment deferrals will create a balance at maturity. Additionally, we have temporarily paused foreclosure related-activities for business customers.
Below are state and local resources with COVID-19 specific information or resources, serving businesses in our footprint.
As social distancing takes effect, it's paramount to enroll your business in online banking and payment tools if you haven't already. Complete the enrollment form and we will notify you when the enrollment process is complete on our end, usually within 1 business day. Then you’re good to access your new online account!
Wherever you are, there are many ways you can make and receive payments, deposit money to your account or get cash. And, even if you’re confident with your current processes, it’s always good to have a backup plan.
Our team of experts are ready to help you navigate the upcoming days with experience and support you've come to expect. There are a variety of ways you can get the answers you need.
For non-urgent needs, we ask that you:
For urgent needs, we’re ready to assist you: