Earn Unlimited 2% Cash Back2

Every Purchase. Every Day. Everywhere.

Evergreen Card

Evergreen® by FNBO | Business Edition® Credit Card

Growing with your business

Ever ready for where your business takes you.

  • No annual fee1
  • No category restrictions
  • No-worry points℠ don’t expire2
  • $200 cash bonus (20,000 points equivalent) when you spend $3,000 within the first 3 billing cycles after account is opened.2
  • Earn 10,000 Bonus Points every Anniversary with $10,000 annual spend2
  • 0% introductory APR1 for the first 6 billing cycles on purchases after account is opened. After that, a variable APR1 based on the Prime Rate between 19.24% and 29.99% APR depending on your creditworthiness

Always Protected | Ever Ready with Evergreen

  • Added Security

    Enjoy fraud protection and identity theft protection

  • Contactless - Tap to Pay

    Tap your card wherever you see the contactless symbol

  • Zero Liability3

    24/7 protection against unauthorized purchases made with card

  • Card Controls

    Turn your card on or off with a quick click

Stay Connected | Ever Ready with Evergreen

Family riding bikes
  • Mobile App

    Manage accounts, pay bills and check balances on your mobile device

  • Digital Wallet

    Sync your account with Apple Pay® and Samsung Pay®

  • Rewards Review

    Watch your cash back rewards grow with our mobile app or at fnbo.com

  • Free Employee Cards

    Additional employee cards at no cost - provides flexibilty and the ability to track expenses

Resources for You | With you where you are

Family riding bikes
  • Free 24/7 Online Access

    Manage your account, view transaction activity and history, pay your bill, set up alerts and more

  • Cash Flow Management

    Flexibility to cover the cost of supplies, equipment, travel and more.

  • Mastercard Easy Savings®4

    Enjoy an easy and secure way to check your balances and monitor your spending when you set up Account Alerts and Autopay

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchases and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earnings, redemption, expiration or forfeiture (subject to applicable law). Your % back rewards are earned as points.

3 Certain terms and restrictions apply. See mastercard.com/zeroliability for further terms and conditions.

4 Please visit www.easysavings.com for complete details on the program, including the program terms and conditions.

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries. Samsung Pay is a trademark of Samsung Electronics Co., Ltd.; use only in accordance with law.

Maximum Credit Limit is $50,000. Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.