1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
2 See the Rewards Terms and Conditions in the Summary of Credit Terms for details, including earnings, redemption, expiration or forfeiture (subject to applicable law). Your % back rewards are earned as points. Bonus offer points will be awarded 6-8 weeks after qualifying.
3 Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
4 Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.
FICO and "The score lenders use" are trademarks and/or registered trademarks of Fair Isaac Corporation in the United States and other countries. Please note, new cardmembers will generally see their FICO® Bankcard Score 9 (the version of FICO® Score we use to manage their account) within 45 days of account opening.
Cards are issued by First National Bank of Omaha (FNBO®) pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.