FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Mobile and Online Banking
Simplify everyday banking with mobile and online services. Open a bank account in minutes and manage it effortlessly online.
Take control of your finances with our digital tools.
One App.
The FNBO app that gives you power and freedom to save time and bank your way.
Manage your accounts and payments in minutes.
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Paperless Statements
Save Time, reduce clutter, and access your statements instantly anywhere, anytime
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Account Alerts
Get alerts to avoid overdrafts, catch fraud immediately, and stay in control of your money.
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Mobile Deposit
Skip the line. Deposit checks in seconds from your phone.
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Card Lock/Unlock
Instantly lock your card when misplaced, right from your phone or computer.
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Bill Pay
Take control of your bills in one place, all managed effortlessly through your phone or computer.
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Two-Factor Authentication
Protect your accounts with an extra layer of security that keeps your money safe.
Themes and Dark Mode
Select the view that makes sense for you. Now with dark mode or customizable University partnership themes.
Zelle®
Whether you’re paying rent, gifting money, or splitting the cost of a bill, Zelle® has your covered.
Digital Payments
Make payments easy. Linking your FNBO card to a digital payment solution let’s you shop in-store, in-app and online from the convenience of your mobile device. Learn more about the payment platforms we support.
Frequently Asked Questions
To enroll in FNBO online banking, visit FNBO.com and click "Log In" and then "Enroll Now”. Follow the onscreen prompts to create your username and password, verify your identity, and set up security questions.
No, online and mobile banking are free to use.
To download the FNBO mobile app, visit the App Store (iPhone) or Google Play Store (Android), search for "FNBO," and tap "Install" or "Get". It's free and takes just seconds to set up with your online banking credentials.
Yes, FNBO mobile banking is highly secure with bank-level encryption, two-factor authentication for verified login access, biometric options like fingerprint or Face ID, real-time account alerts that notify you of suspicious activity, and continuous fraud monitoring to protect your accounts and personal information.
With FNBO mobile banking, you can check balances, transfer funds, deposit checks with mobile deposit, pay bills, set up account alerts, lock or unlock your debit card, find ATMs and branches, view statements, and manage your accounts securely. All from your phone, anytime, anywhere.
Open the FNBO mobile app and log in to your account. Select "Deposit" from the main menu and choose which account you want to receive the deposit. Before taking photos, endorse the back of your check.
Use your phone's camera to capture clear photos of both the front and back of the check, ensuring all four corners are visible in each image. Enter the exact deposit amount shown on the check, then review all the details to confirm everything is correct. Once verified, submit your deposit and wait for the on-screen confirmation. Keep the physical check in a safe place for at least 10 business days before destroying it.
Zelle® and the Zelle® related marks are wholly owned, registered or otherwise claimed by Early Warning Services, LLC and are used herein under license. Apple Pay, Samsung Pay, Visa, and other marks are trademarks or registered trademarks of their respective owners. Availability may vary by device, account type, and eligibility, Terms and conditions apply.
All third-party trademarks, service marks, logos, and brand names displayed or referenced are the property of their respective owners and are used for identification and informational purposes only. Use of these marks does not imply endorsement, sponsorship, or affiliation unless otherwise stated. FNBO does not own or operate third party products or services referenced on this page. Third-party terms, conditions, eligibility, availability, privacy, and security practices may apply. Message and data rates may apply.
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Nearly 170 years of putting customers first.
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Legal Information
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© 2026 First National Bank of Omaha (FNBO). All Rights Reserved. 1601 Dodge Street, Omaha Nebraska, 68197
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.
NMLS 412727
Only deposit products are FDIC insured.
Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE
Awards based on independent surveys and editorial methodologies for the years shown. Recognition does not imply endorsement or affiliation.