Due to a system issue, customers may experience debit card declines due to incorrect debit card balances.  Correct balances are displayed on our mobile and web applications, and cash withdrawals can be made in branch. This issue will be resolved by Tuesday, 4/23, and 1 am CDT.

Certificates of Deposit (CDs)

Deposit as little as $500 and let your money grow anywhere from 91 days to 5 years. We have CD options that will let you choose the terms right for your investment goals.

Account Summary

  • Minimum deposit of $500
  • Wide range of terms available
  • Interest compounded daily and paid according to the CD you choose
  • Automatic CD renewal1
  • Option to withdraw funds at maturity2
  • Higher interest rates depending on First National checking relationship

CD Rates

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View Deposit Agreement (PDF)

1 CD accounts will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds without penalty. This account will not renew if you withdraw the funds on the maturity date or if we receive written notice from you on or before the maturity date of your intention not to renew.

2 You will be notified at maturity; a penalty may be assessed for early withdrawal.