Our branches will be closed on Wednesday, June 19 in observance of Juneteenth.


Transportation Financial Solutions

From the large scope of your operations to the details that keep you up at night, we know you’re committed to every mile. Combined with our team of transport and logistics banking experts, you’ll have a banking partner who’s positioned to anticipate needs, provide insight and drive home tailored solutions that fit your unique needs.

Who We Serve

Businesses across the country, just like yours, have looked to our experts for transportation and logistics banking solutions. Our banking experts understand the transportation and trucking industry and can offer tailored banking solutions built to help your business succeed.

From loans and leases, to a wide range of customized banking solutions to help your business thrive, we’re committed to every detail of your business.

  • Freight Carriers
  • Freight Brokers and Forwarders
  • Logistic Service Providers
  • Warehousing and Distribution
  • Vendor/Dealer Sales
  • 3PL and 4PL Companies
  • And more!

Let’s start a conversation. Connect with an expert today.

Dealer Solutions

Your first priority as a dealer is your customers – finding them the perfect truck or trailer that fits their financial and business goals. Our priority is tailoring a financial solution to put assets on the lot and help streamline your banking processes so you can focus on the big picture.

We understand your business is more than sales. It’s the service and parts that keep your customers on the road. When it comes to dealer solutions, we’ll be with you every mile of the journey, providing guidance and industry expertise to help you make the best decisions for your business.

As one of the largest independently-owned banks, we have the authority and strength to make decisions quickly and tailor banking solutions to fit your needs.

  • Lines of Credit
  • Equipment Financing
  • Acquisition Financing
  • Real Estate Financing
  • Floor Plan Financing

Let’s start a conversation. Connect with an expert today.

Carrier Solutions

When your business needs capital assets, our experts are ready to create customized financing solutions tailored to your unique needs. We understand by providing flexible financing options and solutions, you can acquire the best resources to get the job done.

Banking is one portion of your much larger business plan, and our objective as your bank is to always be focused on the big picture of your business and your long term goals down the road.

  • Heavy-duty tractors and trailers
  • Medium-duty vehicles
  • Terminal Financing
  • Acquisition Financing

Let’s start a conversation. Connect with an expert today.

Logistics & Warehousing

Stay focused on the road ahead; we will handle the banking. Our industry-experienced bankers are ready to learn your unique business goals inside and out. After all, when it comes to transportation and logistics banking, there’s no detail too small.

At FNBO, there is no one-size-fits-all banking solution. Our team of experts will provide you customized financial solutions you need today and for the long haul of your business. Whether you want to upgrade your equipment, finance an acquisition, or even purchase new space, our team of experts are eager to deliver you tailored solutions.

  • Equipment financing
  • Acquisition Financing
  • Treasury and Liquidity Management
  • Letters of Credit
  • Documentary Collection
  • Trade Finance Solutions

Let’s start a conversation. Connect with an expert today.

Widespread Transportation Banking Solutions

Commercial Payments

The transportation industry is reliant upon managing costs, maximizing cash flow and keeping focused on long-term goals. Our Treasury Management experts will get you on the right path.

International Banking

Our global banking team understands the complexity of the transportation industry and can help you navigate your international business and transaction needs.

Commercial Card

Whether you're purchasing supplies or equipping employees to streamline their business expenses, our card programs can be customized to support your needs.

Syndicated Loans

We specialize in custom loan syndication services for borrowers whose credit needs require a multibank credit solution. Each loan execution is customized to support your company’s short and long-term goals.

RDO Truck Centers

"We like to think we have a good reputation and our bank [FNBO] certainly does. Through the years they've helped and supported the community, and they’ve supported us with whatever we wanted to do."

Kenny Useldinger President

Commercial Transportation Financing Experts

Allies for the Long Haul

We understand the impact the transportation industry has on the world and we're equipped to support your business for the long haul. As one of the largest independently owned banks with over 160-years of banking history, we’ve seen change before and we’re ready for what’s around the bend. Whether you’re a carrier, dealer, or in logistics or warehousing, we tailor banking solutions to cover your blind spots so you can focus on the road ahead.