We’re here to provide tips on saving money in a way that works for you.

From how to save money, to easy online applications for Savings Accounts, and even advice on what to do with your tax refunds.

Savings

A savings account that keeps it simple with online flexibility, no minimum balance and no monthly service fees.

  • Earn interest while you save
  • No monthly service fee
  • No minimum deposit to open
  • No minimum balance requirement

Money Market

Take advantage of tiered interest rates based on the amount of money you have in your account. Plus, increase the ease of access to your funds with free bank logo checks.

  • $1,000 minimum deposit to open an account
  • No minimum daily balance
  • No monthly service fee
  • Six free withdrawals per monthly cycle

Flex Savings

An account offering a locked interest rate like a CD, but with the flexibility of a savings account.

  • Lock in your rate to secure savings
  • Make unlimited deposits
  • Two free withdrawals per monthly cycle
  • No monthly fee with a $1,000 minimum daily balance

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Feel good about your financial journey.

No matter where you begin, FNBO is with you where you are, by your side, to provide guidance and encouragement along the way. Gain a better understanding of your finances with this simple financial analysis. It takes less than five minutes and you'll receive a personalized report.

To send or receive money with Zelle®, both parties must have an eligible checking or savings account.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.