Money Market Account

Let your savings earn more.

Change

Money Market

Looking to invest money? Money Market accounts typically earn higher rates than interest earning checking or savings accounts, yet still allow easy self-service access to your funds. Money Market accounts are well suited for an emergency fund or longer-term savings goals.

Account Summary

Ideal for earning a higher rate on your money
Unlike our Savings accounts, Money Market accounts come with checks. Bank logo checks are complimentary for ease of money movement
Transfer funds, withdrawal money or write checks up to 6 times per monthly cycle for free
Earn a higher rate with an eligible checking relationship
$1,000 minimum deposit to open account
No minimum daily balance or monthly fee

Apply Online Now

$25K Money Market

Earn a higher interest rate with a higher daily balance.

Learn More

Be rewarded with better rates.

Our tiered Money Market rate structure lets you earn more for higher balances. We even reward you for your checking relationship too! Click the tab below to view rates based on your checking account relationship.

Basic Money Market
Money Market
Premier Money Market

Basic Money Market Rates
Annual Percentage Yield (APY) accurate as of {basic-money-market-date}*

Interest Rate	APY	Minimum Balance for APY
{basic-money-market-rate_tier-1}	{basic-money-market-apy_tier-1}	$0 - $4,999.99
{basic-money-market-rate_tier-2}	{basic-money-market-apy_tier-2}	$5,000 - $24,999.99
{basic-money-market-rate_tier-3}	{basic-money-market-apy_tier-3}	$25,000 - $99,999.99
{basic-money-market-rate_tier-4}	{basic-money-market-apy_tier-4}	$100,000 - $499,999.99
{basic-money-market-rate_tier-5}	{basic-money-market-apy_tier-5}	$500,000 - $999,999.99
{basic-money-market-rate_tier-6}	{basic-money-market-apy_tier-6}	$1,000,000 - $2,499,999.99
{basic-money-market-rate_tier-7}	{basic-money-market-apy_tier-7}	$2,500,000 and above

*Deposit rates may change daily. Fees may reduce earnings.
No checking relationship required.
Minimum Deposit to Open: $1,000.

Money Market Rates
Annual Percentage Yield (APY) accurate as of {money-market-date}*

Interest Rate	APY	Minimum Balance for APY
{money-market-rate_tier-1}	{money-market-apy_tier-1}	$0 - $4,999.99
{money-market-rate_tier-2}	{money-market-apy_tier-2}	$5,000 - $24,999.99
{money-market-rate_tier-3}	{money-market-apy_tier-3}	$25,000 - $99,999.99
{money-market-rate_tier-4}	{money-market-apy_tier-4}	$100,000 - $499,999.99
{money-market-rate_tier-5}	{money-market-apy_tier-5}	$500,000 - $999,999.99
{money-market-rate_tier-6}	{money-market-apy_tier-6}	$1,000,000 - $2,499,999.99
{money-market-rate_tier-7}	{money-market-apy_tier-7}	$2,500,000 and above

*Deposit rates may change daily. Fees may reduce earnings.
Requires a Free Checking or Access Debit Account relationship.
Minimum Deposit to Open: $1,000.

Premier Money Market Rates
Annual Percentage Yield (APY) accurate as of {premier-money-market-date}*

Interest Rate	APY	Minimum Balance for APY
{premier-money-market-rate_tier-1}	{premier-money-market-apy_tier-1}	$0 - $4,999.99
{premier-money-market-rate_tier-2}	{premier-money-market-apy_tier-2}	$5,000 - $24,999.99
{premier-money-market-rate_tier-3}	{premier-money-market-apy_tier-3}	$25,000 - $99,999.99
{premier-money-market-rate_tier-4}	{premier-money-market-apy_tier-4}	$100,000 - $499,999.99
{premier-money-market-rate_tier-5}	{premier-money-market-apy_tier-5}	$500,000 - $999,999.99
{premier-money-market-rate_tier-6}	{premier-money-market-apy_tier-6}	$1,000,000 - $2,499,999.99
{premier-money-market-rate_tier-7}	{premier-money-market-apy_tier-7}	$2,500,000 and above

*Deposit rates may change daily. Fees may reduce earnings.
Requires a Premier Checking relationship.
Minimum Deposit to Open:$1,000

Apply Online Now

Feel good about your financial journey.

No matter where you begin, FNBO is with you where you are, by your side, to provide guidance and encouragement along the way. Gain a better understanding of your finances with this simple financial analysis. It takes less than five minutes and you'll receive a personalized report.

Start Now!

A Guide to Your Money Market Account (PDF)

View Deposit Agreement (PDF)

Money Market

Account Summary

Be rewarded with better rates.

Feel good about your financial journey.

More than 165 years of putting customers first.

Company

Legal