Personal, Business, Farm & Crop Insurance and Employee Benefits

Our independent insurance agencies offer a wide range of insurance products for your unique situation.

Streamlined insurance products to protect your every day.

FNIC can protect your financial every day needs by securing your home, business, employees, auto, health, life and crop insurance. They have the capabilities of a big city insurance agency combined with the friendly service you’d expect from a small-town community. Explore our insurance protection categories below.

Personal Insurance

Our local insurance agencies can offer you a wide range of insurance products that fit your individual needs. They will take the time to help you choose products for your lifestyle and explain in detail the insurance products you are getting. And, as independent insurance companies, they are able to survey the market for products with competitive rates, all while being right here in our community.

  • Homeowners & Renters Insurance
  • Auto Insurance
  • Antique Automobiles
  • Motorcycle, Watercraft, Snowmobile & other Recreation Vehicles
  • Art, Furs, Collections, & Jewelry
  • Umbrella & Personal Excess Liability
  • Flood
  • Earthquake
  • Medicare Supplements for Individuals over 65
  • and more!
Family riding bikes

Important Information
Product offerings may vary by locations.
FNIC and FNBO are affiliated entities.

Insurance products and services are offered by licensed agents through First Insurance Group, LLC (FNIC), a nonbank affiliate of FNBO.

FNIC does not offer depository or other banking products and is not FDIC insured.

Insurance products are:

NOT A DEPOSIT • NOT FDIC-INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY GO DOWN IN VALUE