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FNBO Credit Cards

Find the credit card that's right for you.

Pick cash back, travel rewards or help build your credit.

Evergreen by FNBO Visa Card

Evergreen® by FNBO Credit Card

Live and earn. Wherever life leads. Only with Evergreen®

  • Earn Unlimited 2% CASH BACK2 on every purchase. Every day. Everywhere.
  • $200 cash bonus (20,000 points equivalent) when you spend $1,000 within the first 3 billing cycles after account is opened.2
  • No Rewards expiration2
  • No Annual Fee.1
Getaway by FNBO Credit Card

Getaway by FNBO® Credit Card

Your ticket to go anywhere you want, whenever you want. Just Go!

  • Earn Unlimited 3x points per dollar spent on travel, dining and gas2 and 1 point per dollar you spend on everything else.
  • Save on interest and travel today! 0% introductory APR1 for the first 12 billing cycles on purchases and balance transfers after account is opened. After that, a variable APR1 based on the Prime Rate between 21.24% and 29.24% APR depending on your creditworthiness.
  • Flexible redemption options and points don't expire.2
  • A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10).
  • No Annual Fee.1

Secured Visa® Credit Card

Take control of your credit

  • No Annual Fee.1
  • Take control and help rebuild your credit.
  • Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.

View Your FICO® for Free

Additional Features3

Contactless Technology

Just look for the contactless symbol, tap your card on the terminal and go on your way. It's secure, simple and touch-free.

Fraud Protection

We monitor your account 24/7, and if we suspect fraudulent activity on your credit card, we notify you immediately.

FICO® Score

View your FICO® Score each month online for free. Knowing your FICO® Score can help you maintain and better understand your financial health.

Zero Liability4,5

Our 24/7 guarantee that you won't be held responsible for fraudulent charges made with your card or account information.

*Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.

Important Information

See the Summary of Credit Terms link for each product listed above for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Q: If I request a balance transfer, will you process the entire amount that I requested? A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion. You cannot request a balance transfer to make payments on a First National Bank of Omaha account or any credit card account issued by First National Bank of Omaha.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms link for each product listed above.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms link for the rewards product listed above, for details, including earning, redemption, expiration and forfeiture (subject to applicable law). Your % back rewards are earned as points.

3 Complete program details Including restrictions, limitations, and exclusions will be available when you become a Cardmember.

4 Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

5 Certain terms and restrictions apply. See mastercard.com/zeroliability for further terms and conditions.

FICO® is a registered trademark of the Fair Isaac Corporation in the United States and other countries.

Cards are issued by First National Bank of Omaha (FNBO®) pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.