FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Rewards Secured Credit Card
Earn rewards while building, or improving, your credit history.
Must apply here for this offer. Offers vary elsewhere.*
Summary of Credit Terms
Deposit Account Disclosure
How your secured credit card works
Use anywhere Visa® is accepted.
1
Make a deposit between $300 and $5,000 (multiples of $50) when you apply.
Your deposit amount will be your credit limit.
Subject to credit approval.
2
Use your card for everyday purchases and earn rewards.
Build your credit with responsible use and by making your minimum payments on time.
3
We'll periodically review your account and with good payment history, you may be eligible for a credit limit increase and/or get your deposit back.
Not all will qualify. Subject to credit approval.
See how your spending adds up
Rewards Secured Credit Card
Must apply here for this offer. Offers vary elsewhere.*
Summary of Credit Terms
Deposit Account Disclosure
Get security and convenience with the Rewards Secured Credit Card.3
Zero Liability4
You're protected from unauthorized and fraudulent purchases.
Digital Payments
Simplify purchases and payments with your mobile wallet.
Fraud Protection
24/7 monitoring for suspicious activity keeps your account safe.
Start Earning Rewards Today
Must apply here for this offer. Offers vary elsewhere.*
*Offers may vary depending on where you apply, for example online or in person. To take advantage of this offer, apply now directly through this advertisement. Review offer details before you apply.
1 For additional information about Annual Percentage Rates (APRs), fees and other costs, see the Summary of Credit Terms.
2 See the Rewards Terms and Conditions for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).
3 Complete program details, including restrictions, limitations and exclusions, will be available when you become a Cardmember.
4 Visa’s Zero Liability Policy does not apply to transactions not processed by Visa. Cardholders must use care in protecting their card and notify FNBO immediately of any unauthorized use. Contact the number on the back of your card for more detail.
Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. Visa and Visa Signature are registered trademarks of Visa International Service Association and used under license.
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Nearly 170 years of putting customers first.
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Legal Information
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© 2026 First National Bank of Omaha (FNBO). All Rights Reserved. 1601 Dodge Street, Omaha Nebraska, 68197
FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.
NMLS 412727
Cards are issued by FNBO (First National Bank of Omaha), pursuant to a license from Visa® U.S.A., Inc. Visa® is a registered trademark of Visa® International Service Association and used under license.
Only deposit products are FDIC insured.
Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE
Awards based on independent surveys and editorial methodologies for the years shown. Recognition does not imply endorsement or affiliation.