- No annual fee.1
- Request your own credit limit by providing a single deposit between $300 and $5,000 (multiples of $50) when you apply, subject to credit approval.
- Qualify for a credit limit increase without an additional deposit in as little as 7 months when you use your card and make regular, on-time bill payments, subject to credit approval.
- You may be able to get your deposit back in as little as 11 months when you maintain a good payment history. Subject to credit approval.
- Card’s activity is reported to all three major credit bureaus.
- Variable 24.99% APR1 on purchases and balance transfers, based on the Prime Rate.
Unfortunately, this product is not available in your area at this time. Existing FNBO customers, please call us at 800-642-0014.