As a strategic partner, our team will help you uncover inefficiencies in your payments process and help improve cash flow by evaluating your float with vendors.
Maximize working capital and improve efficiencies by incorporating a commercial card in your payments process.
As a strategic partner, our team will help you uncover inefficiencies in your payments process and help improve cash flow by evaluating your float with vendors.
Card payments have a reduced fraud risk compared to other payment methods and offer extensive payment controls. With virtual card, your exposure to fraud and overspending are nearly eliminated as purchasing approvals and controls are centrally managed.
Whether you’re looking to earn revenue share payments to reinvest in your business or use rewards to redeem for travel or cash back, we offer rebate and rewards programs that meet your goals and business’ needs.
Whether you’re looking to earn revenue share payments to reinvest in your business or use rewards to redeem for travel or cash back, we offer rebate and rewards programs that meet your goals and business’ needs.
Simplify paying your suppliers while adding extra security to mitigate fraud with a virtual card payment solution.
With a virtual card solution from FNBO, you can:
Learn if our virtual card payment solution is right for your business by connecting with our team.
We understand that your business has unique commercial card needs, whether used for client entertaining and travel, or funding next month’s inventory. When you need support to help minimize staffing impact, control your expenses and provide security and protection, our team is here to customize a payment solution to suit your needs.
With FNBO’s Purchasing and T&E Card Programs you can:
Learn if Purchasing and T&E Cards are right for your business by connecting with our team.
VOX® Commercial Card is designed for the unique needs of your business and delivers the credit power and adaptability you need to manage the cash flow for your business.
With a VOX® Commercial Card Program you can:
Learn if the VOX® Commercial Card is right for your business by connecting with our team.
Supplier enablement is key to a successful card program, yet it can be a manual process for your staff. FNBO is here to take the lead and obtain enrollment from your vendors throughout the lifecycle of your program, saving you valuable time and resources.
Whether you need 1 or 500 cards, there's no annual card fee.
Our team will work with you to gain better insight into your spending and optimize your card program with easy-to-access online management, custom data feeds and reporting tools to help you make informed decisions.
Yes. Place your company logo in black or white on cards for free or create a custom design for a nominal fee (may not apply to virtual cards).
Card payments have a reduced fraud risk compared to other payment methods and offer extensive payment controls.
Compared to other payment methods, card payments can be less expensive and less susceptible to fraud. Card payments can also help maximize working capital and improve efficiencies.
A virtual card is a digital card that can be used for business purchases. When using a virtual card, a one-time use account number can be easily generated and sent to suppliers electronically for payment. Virtual cards reduce fraud risk and streamline the accounts payable process.
Yes. Learn about FNBO’s small business credit card solutions here.
Make the most of every dollar you spend on your small business.
1 For additional information about Annual Percentage Rates (APRs), fee and other costs, please see the Summary of Credit Terms provided at time of application. Annual fees pertain to cost of cards. Interchange fees and other card associated fees still apply.