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Small Business Credit Cards

Enjoy business benefits.

PRE-QUALIFY & PROSPER

Without impacting your credit score, see what credit cards you qualify for.


Make the most of every business dollar spent.

Evergreen Business Credit Card

Evergreen® by FNBO | Business Edition® Credit Card

Ever ready for where your business takes you.
  • Earn Unlimited 2% CASH BACK2 on every purchase. Every day. Everywhere.
  • $200 cash bonus (20,000 points equivalent) when you spend $1,000 within the first 3 billing cycles after account is opened.2
  • No Annual Fee.1
  • No Category Restrictions.
  • No Rewards expiration.2
  • Earn 10,000 Bonus Points every Anniversary with $10,000 annual spend.2
  • 0% introductory APR1 on purchases and balance transfers for the first 12 billing cycles after account is opened. After that, a variable APR1 based on the Prime Rate between 14.99% and 23.99% APR depending on your creditworthiness.
Secured Visa Card

Business Edition® Secured Visa® Credit Card

Take control of your credit history and help rebuild your credit.
  • Request your own credit limit3 between $2,000 and $100,000 (multiples of $50), when you apply, subject to credit approval and a security deposit.
  • Earn interest on your security deposit.4
  • $39 annual fee.1

Additional Features5

Contactless Technology

Just look for the contactless symbol, tap your card on the terminal and go on your way. It's secure, simple and touch-free.

Visa® Zero Liability6

Our 24/7 guarantee that you won't be held responsible for fraudulent charges made with your card or account information.

Automatic Discounts

See qualifying purchases with Visa SavingsEdge®.7

Free 24/7 Online Access

Manage your account, view transaction activity and history, pay your bill, set up alerts and more.

Free Management Reports

Track expenses, monitor spending, spot tax deductions, prepare tax filings and forecast expenses with ease.

Cash Flow Management

Flexibility to cover the cost of supplies, equipment, travel and more.

Added Security

Enjoy fraud protection and identity theft protection.

Important Information

See the Summary of Credit Terms link for each product listed above for important information on rates, fees, costs, conditions and limitations. Minimum monthly payments required. A balance transfer fee1 of 5% (minimum $10) applies to each balance transfer you make.

You must pay your entire statement balance (including all promotional purchase and balance transfer balances) by the due date each month to avoid being charged interest on new purchases from the date those purchases are made, unless your new purchases are subject to a 0% interest rate.

Q: If I request a balance transfer, will you process the entire amount that I requested? A: We will do our best to accommodate your request. If you are approved, we may permit you to transfer balances from other eligible credit cards or accounts up to the amount of your credit limit we make available for balance transfers (which may be less than your total assigned credit limit). If the total amount(s) requested to be transferred exceed(s) the portion of your assigned credit limit for balance transfers, we may process part of your request or decline your request in our sole discretion. You cannot request a balance transfer to make payments on a First National Bank of Omaha account or any credit card account issued by First National Bank of Omaha.

1 For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms link for each product listed above.

2 See the Rewards Terms and Conditions in the Summary of Credit Terms link for the rewards product listed above for details, including earning, redemption, expiration or forfeiture. Your % back rewards are earned as points.

3 You may only charge up to your approved credit limit, which will be less than the deposit you provide. The amount of your security deposit is 110% of the amount of your credit limit. Your security deposit may not be refundable if your account is in default.

4 See the Deposit Agreement available when you apply for details.

5 Complete program details Including restrictions, limitations, and exclusions will be available when you become a Cardmember.

6 Visa’s Zero Liability policy does not apply to certain commercial card and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use.

7 Under the Visa SavingsEdge® program, businesses having a Visa® business card can receive discounts from participating merchants each time the business card is used to make a qualifying purchase. Certain conditions, limitations and restrictions apply. Please visit www.visasavingsedge.com for complete details on the program, including the program terms and conditions.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Visa U.S.A., Inc. VISA is a registered trademark of Visa International Service Association and used under license.