Slice® by FNBO makes contractor financing simple with a platform built for contractors and trusted by customers. Whether it is a quick repair or a large renovation project, Slice gives you a clear way to offer home improvement loans without added hassle or hidden fees.

  • checkmark Simple customer application
  • checkmark Quick loan approvals
  • checkmark Flexible financing options
  • checkmark Financial strength of FNBO

GROW WITH CONFIDENCE

Why Contractors Choose Slice

  • Flexible financing programs - financing options that work across small repairs and large-scale remodels with amounts up to $150K and repayment terms up to 20 years*.
  • No annual or hidden fees - Transparent programs are built to maximize your revenue, not cut into it.
  • Fast, direct payments you can count on - ACH transfers go straight to your business account, keeping cash flow consistent and reliable.
  • Staged funding that matches your work - for eligible partners, funds are disbursed as milestones are met.
  • Customer-first repayment terms - homeowners choose repayment plans that fit their budget and comfort level.
  • A trusted foundation - backed by FNBO’s 165+ years of privately held financial strength and fairness.

Who We Work With

Slice partners with contractors across the home improvement industry, from small businesses to large operations.

  • Flooring and Tile
  • Garages and Sheds
  • HVAC
  • Home Additions and Expansions
  • Kitchen and Bath
  • Outdoor Projects (decks, hardscaping, landscaping)
  • Painting and Finishes
  • Remodeling and Renovations
  • Restoration (water, fire, storm damage)
  • Roofing and Siding
  • Windows and Doors

OUR PROCESS

Grow with confidence and give homeowners the clarity they deserve

We make financing straightforward for contractors and clear for customers. Every step is designed to build trust and keep projects moving.

Customer applies online

Simple, digital application

Approvals in minutes

Quick credit decisions with minimal hassle

Flexible repayment options

Homeowners choose what works for their budget

Direct ACH payments

Direct deposits to your business account with staged funding for eligible partners

How Slice Works

How Slice Compares

We make financing straightforward for contractors and clear for customers. Every step is designed to build trust and keep projects moving.

Feature Slice® by FNBO Typical Provider
Program fees checkmark No partner fees on credit-based programs ⚠️ Often charged
Direct payments checkmark ACH to contractors ⚠️ May route through third parties
Staged funding checkmark Available ❌ Rare
Loan size & terms checkmark Up to $150K, up to 20 years* ⚠️ Often smaller & shorter
Approval strength checkmark Competitive rates ⚠️ May be limited
Bank-backed stability checkmark FNBO's 165+ years ⚠️ Fintech or limited financial track record

What our partners are saying

“For us, speed with financing is everything. With Slice, approvals take just minutes, keeping momentum from one appointment to the next. The platform is easy for homeowners to understand and simple for our team to present, which helps us close more deals and lets customers finance the project they really want. Slice delivers every time.”

Brandon Cooks Premier Home Pros

"I’ve been in the contracting business for over 20 years and every finance company we dealt with all stated they had the best options. None of them worked. However, FNBO has been outstanding. The first month in offering the service we had over $300,000 in financing that we would’ve never closed if we didn’t offer FNBO financing."

Scott Powell, President/Owner Eastern Buildings

“Slice has been an excellent financing partner, providing flexible loan terms that help our clients invest in a premium product designed to last a lifetime. Their team is responsive to contractor needs and proactive in adapting to client expectations. After two years with Slice, we’ve maintained strong project volume in a challenging market, and our clients continue to value the flexibility the program offers.”

Kyle Keegan East Coast Metal Roofing

Ready to Grow Smarter?

Slice is more than fast financing. We are a partner that helps you build trust with customers, close deals, and create long-term business growth.

CONTRACTOR USE ONLY – DO NOT DISTRIBUTE. Product terms and availability are subject to change at FNBO’s sole discretion. Updated 10/31/2025

*Loans are subject to credit approval and offer eligibility. Customers cannot apply for loans directly on this website. They must use the link or QR code from an approved Slice by FNBO Partner. Financing works only with the Partner they apply through and cannot be transferred to another contractor. A customer’s repayment terms will depend on the APR and loan terms for which they qualify. Example: On a 15.24% fixed APR loan, a customer could have (1) 48 monthly payments of $279.53 per $10,000 borrowed; or (2) 120 monthly payments of $162.81 per $10,000 borrowed; or (3) 240 monthly payments of $133.46 per $10,000 borrowed. Examples are for illustrative purposes only. The APR will be in the range of 8.49% APR (if the customer is enrolled in AutoPay) to 18.99% APR, depending on the customer’s creditworthiness. Details will be available in the customer’s Loan Agreement. Financing provided by First National Bank of Omaha.

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© 2025 First National Bank of Omaha (FNBO). All Rights Reserved. 1601 Dodge Street, Omaha Nebraska, 68197

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

NMLS 412727

Only deposit products are FDIC insured.

 Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE