Slice® by FNBO makes it simple to pay for home improvements over time. Available only through approved contractors, Slice lets you "slice" project costs into manageable payments instead of paying everything upfront.

  • checkmark Quick online application
  • checkmark No prepayment penalties
  • checkmark Financial strength of FNBO's 165+ years
  • checkmark Give homeowners clarity and confidence

HOW CAN WE HELP?

What Is Slice Financing?

Slice® by FNBO is a straightforward way to finance home repairs, upgrades, or remodels. Instead of using savings, high-interest credit cards, or tapping into your home equity with a HELOC or HELOAN, Slice lets you spread your payments out in a way that fits your monthly budget.

  • Offered through approved contractors across the country
  • Backed by FNBO, a bank with more than 165 years of financial strength
  • Unsecured financing — no home equity or collateral required
  • Designed for transparency, with no hidden fees or confusing terms

OUR PROCESS

Slice up your project payments with stress-free financing

Financing should make home projects possible, not stressful. Slice helps homeowners move forward with clarity, fairness, and confidence.

Apply online

Your contractor gives you a secure link or QR code to start. Prequalification uses a soft credit pull that will not affect your credit score.

Get a decision

Most applicants receive a decision in minutes. If approved, you’ll see the loan options available to you.

Choose your plan

Pick the monthly payment option that best fits your budget.

Sign digitally

Review and sign your loan documents securely online.

Control project funding

You approve each disbursement as work is completed, so you remain in control. Funds go directly to your contractor.

Make payments

Manage your loan through the Slice customer portal and set up auto-pay to receive a 0.25% discount.

NO CATCH, JUST CLARITY

Honest and flexible financing that homeowners can trust

At Slice® by FNBO we believe financing should be easy to understand. Every feature we design, from approvals to payments, is built to give homeowners confidence and control over their projects.

Simple and Clear

  • Quick, digital application with a decision in minutes. Some applications may require additional documentation
  • Straightforward loan options with no confusing terms
  • Transparent process and no hidden fees

Fair and Flexible

  • No prepayment penalties so you can pay off your loan anytime
  • No home equity or collateral required
  • Optional 0.25% auto-pay discount

Trusted and Secure

  • Direct payments go to your contractor only when you approve them
  • Backed by FNBO's 165 years of financial strength
  • Designed with responsible lending and fairness at the core

What our customers are saying

"It was very user friendly and easy to maneuver through the questions. It was fast and receiving the response was extremely fast (within minutes). We'd recommend Slice to anyone and everyone seeking a loan."

"The process was extremely easy and fast."

"The experience was quick and the correspondence was excellent!"

"The process was extremely simple without headaches that are often experienced with the lending process."

"Everything went as we were told and if I had a question I called and it was answered immediately. Very good experience!!"

"Great process for upload of documents, review and signing of docs. Seamless communication and very smooth process!"

"The process from start to finish was seamless."

"Super easy, super convenient, super fast!! I would recommend to everyone I know! Thank you!!"

"Quick response and easy access. You guys make it easy to apply and quickly process the loan so no waiting around. Thanks so much, Slice!"

Ready to Grow Smarter?

For more details and financing with Slice, visit our Customer FAQs to learn about project eligibility, payment timing, and other common questions.

Customer FAQs

Loans are subject to credit approval and offer eligibility. Customers cannot apply for loans directly on this website. They must use the link or QR code from an approved Slice by FNBO Partner. Financing works only with the Partner they apply through and cannot be transferred to another contractor. A customer’s repayment terms will depend on the APR and loan terms for which they qualify. Example: On a 15.24% fixed APR loan, a customer could have (1) 48 monthly payments of $279.53 per $10,000 borrowed; or (2) 120 monthly payments of $162.81 per $10,000 borrowed; or (3) 240 monthly payments of $133.46 per $10,000 borrowed. Examples are for illustrative purposes only. The APR will be in the range of 8.49% APR (if the customer is enrolled in AutoPay) to 18.99% APR, depending on the customer’s creditworthiness. Details will be available in the customer’s Loan Agreement. Financing provided by First National Bank of Omaha.

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FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

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Only deposit products are FDIC insured.

 Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE