Slice® by FNBO makes contractor financing simple and reliable. From fast approvals to flexible options, our platform is built to help contractors close projects and keep work moving.

From Start to Funding

Apply to become a partner

Set your program offers

We'll train your team on how to offer Slice

Customers apply through your secure link or QR code

Customer signs digitally

You get paid via ACH, staged if eligible

Partner Benefits

  • No partner fees** on credit-based programs
  • Fast, direct ACH payments you can count on
  • Staged funding aligned to project milestones
  • Flexible loans for customers up to $150K and 20* years
  • Backed by FNBO’s 165 years of strength
  • Guided onboarding with ongoing support

Technology That Works For You

Our custom-built Partner Portal makes it simple to manage financing:

  • Real-time visibility into loans and funding
  • Simple change order functionality
  • A clear funding dashboard to keep projects moving. Easily export loan and funding data to share with your accounting or CRM systems.

FAQs - Contractor Financing Program

Projects of various sizes qualify up to $150K, from urgent repairs to full remodels and major upgrades.

Slice offers competitive financing options designed to give customers flexibility and confidence.

Up to $150,000 in financing with repayment terms of up to 20 years*.

Most applicants receive a decision in minutes after completing the digital application. Some may require additional documentation.

Slice does not have any onboarding or annual fees for any of our programs. Credit-based programs have no partner fees, so more of your revenue stays with you. Fixed-Rate and Same as Cash programs do include fees, contact us for details.

Yes. For eligible partners, we offer multiple stage funding options. Payments are released in phases as work is completed.

Once the customer approves, funds are sent within 48 hours via ACH directly to your business bank account.

Slice is designed for contractors and trusted by customers. With direct ACH payments, no fees on credit-based programs, strong approval rates, and the stability of a 165-year-old bank, we deliver financing that builds confidence at every step.

Slice loans are originated and managed by FNBO. Contractors are paid directly for approved work while FNBO manages the customer relationship and loan repayment.

Ready to Grow Smarter?

Slice is more than fast financing. We are a partner that helps you build trust with customers, close deals, and create long-term business growth.

Become a Partner

CONTRACTOR USE ONLY – DO NOT DISTRIBUTE. Product terms and availability are subject to change at FNBO’s sole discretion. Updated 10/31/2025

*Loans are subject to credit approval and offer eligibility. Customers cannot apply for loans directly on this website. They must use the link or QR code from an approved Slice by FNBO Partner. Financing works only with the Partner they apply through and cannot be transferred to another contractor. A customer’s repayment terms will depend on the APR and loan terms for which they qualify. Example: On a 15.24% fixed APR loan, a customer could have (1) 48 monthly payments of $279.53 per $10,000 borrowed; or (2) 120 monthly payments of $162.81 per $10,000 borrowed; or (3) 240 monthly payments of $133.46 per $10,000 borrowed. Examples are for illustrative purposes only. The APR will be in the range of 8.49% APR (if the customer is enrolled in AutoPay) to 18.99% APR, depending on the customer’s creditworthiness. Details will be available in the customer’s Loan Agreement. Financing provided by First National Bank of Omaha.

**Program fees do apply to fixed rate program offerings and is a cost paid by the contractor

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Only deposit products are FDIC insured.

 Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE