Skip to Content

Our hearts go out to all those impacted by the Colorado wildfires.

Customers may call us at 855-682-9377 to see what relief options are available.

Call 855-682-9377

NOTHING BETTER.

Free checking with no minimums.

Apply Today

The Great Big, Small Bank

See what makes us different

With you for your refinancing needs.

Learn More

Bring Payments Home with PayMaker

Learn More

Coronavirus – Resources, Branch Updates & Stimulus Payment Information.

Coronavirus Resources

Get the latest on the Paycheck Protection Program (PPP).

PPP Information

What our customers are saying

  • "No matter where I'm at, FNBO will always be my bank."

    - Joseph Z., Kearney, NE

  • "Class-act bank with knowledgeable, caring and positive employees."

    - Yankton, SD

  • "What a great bank! First bank that I've used that doesn't take advantage of customers. 10 stars!"

    - Robin P., Wellington, CO

  •  "FNBO always has my back! Answers questions and helps me out. Thanks!"

    - Bibiana L., Grand Island, NE

  •  "Exceptional client care during a difficult period in my life with the passing of my father."

    - Jeanne W., Allen, TX

  •  "They made applying for a credit card a lot less scary than I thought it would be."

    - Omaha, NE

The great big small bank