NOTHING BETTER.

Free checking with no minimums.

May the spirit of the season be evergreen.

"No matter where I'm at, FNBO will always be my bank."

- Joseph Z., Kearney, NE

"Class-act bank with knowledgeable, caring and positive employees."

- Yankton, SD

"What a great bank! First bank that I've used that doesn't take advantage of customers. 10 stars!"

- Robin P., Wellington, CO

"FNBO always has my back! Answers questions and helps me out. Thanks!"

- Bibiana L., Grand Island, NE

"Exceptional client care during a difficult period in my life with the passing of my father."

- Jeanne W., Allen, TX

"They made applying for a credit card a lot less scary than I thought it would be."

- Omaha, NE