A savings account that keeps it simple with online flexibility, no minimum balance and no monthly service fees.
- Earn interest while you save
- No monthly service fee
- No minimum deposit to open
- No minimum balance requirement
We have the savings products you need.
Savings
Money Market
Take advantage of tiered interest rates based on the amount of money you have in your account. Plus, increase the ease of access to your funds with free bank logo checks.
- $1,000 minimum deposit to open an account
- No minimum daily balance
- No monthly service fee
- Six free withdrawals per monthly cycle
$25K Money Market
With a daily balance of at least $25,000 you'll have access to our top money market rates.
- $0 minimum deposit to open
- Maintain a daily balance of at least $25,000 to avoid $25 maintenance fee
- Two free withdrawals per monthly cycle
- Free bank logo checks
Flex Savings
An account offering a locked interest rate like a CD, but with the flexibility of a savings account.
- Lock in your rate to secure savings
- Make unlimited deposits
- Two free withdrawals per monthly cycle
- No monthly fee with a $1,000 minimum daily balance
Children's Savings
With an FNBO Minor Savings account, both children and young people can start practicing healthy financial habits that last a lifetime.
- No minimum deposit to open an account
- No minimum daily balance
- No monthly service fee
- Pays interest on minimum daily balances greater than $0
- Available to customers under 18 years of age
Health Savings
An account offering a locked interest rate like a CD, but with the flexibility of a savings account.
- Lock in your rate to secure savings
- Make unlimited deposits
- Two free withdrawals per monthly cycle
- No monthly fee with a $1,000 minimum daily balance
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Feel good about your financial journey.
No matter where you begin, FNBO is with you where you are, by your side, to provide guidance and encouragement along the way. Gain a better understanding of your finances with this simple financial analysis. It takes less than five minutes and you'll receive a personalized report.