FNBO is a proud bank partner of Kansas Athletics. We’re committed to helping the communities we serve remain strong and successful. One thing that unites communities all across the state is our love of Kansas Athletics. It’s why we’ve been a proud longtime supporter of Kansas Athletics.
FNBO is proud to be a longstanding bank partner of Kansas Athletics.
ROCK CHALK, JAYHAWK.
Free Checking
Why pay for a checking account when you can get one for free? Open a free checking account today from FNBO. No overdraft fees, no minimums, no monthly fees.
Account Benefits:
- No Overdraft fees*
- No monthly service fee
- No minimum deposit to open or minimum balance requirement
- No ATM fees from us (other banks and ATM operators' surcharges may apply)
- Free Bank Logo Checks
- Free statements - online or paper
- Free cashier's checks, incoming wires and stop payments
* The payment of transactions into overdraft is discretionary and we reserve the right to not pay. Generally, we do not pay overdrafts if you are not making regular deposits, or you have excessive overdrafts, or based on your account history and how you maintain your account. We may change your overdraft privileges due to poor account management. We may pay overdrafts for checks and other transactions using your account number and for automatic bill payments (ACH and recurring debit transactions), and if you give us permission, we may authorize and pay overdrafts for ATM transactions and everyday non-recurring debit transactions (individual debit card purchases such as grocery store or one-time online purchases). Our expectation is you bring your account to a positive balance immediately (including payment of all bank fees and charges).
Debit Card and Mobile Banking Benefits:
- Purchasing power at the millions of locations where Visa® Debit Cards are accepted.
- Access to over 55,000 free ATMs worldwide. View a full list of ATMs and branches online or in the app.
- Tap to Pay lets you make contactless payments quickly and safely.
- Add your card to a mobile wallet for a convenient, secure way to pay.
- Worry-free transactions with Visa's Zero Liability Policy* for unauthorized transactions.
- Manage and organize your finances 24/7.
- Easily lock and unlock your card anytime, anywhere.
- Access your accounts anywhere for free with our mobile app.
- Pay off balances and set up automatic payments.
- Get real-time fraud monitoring and alerts.
- Schedule alerts to watch over your account.
*Visa's Zero Liability policy covers U.S. issued cards only and does not apply to PIN transactions not processed by Visa or certain commercial card transactions. Card members must notify the issuer promptly of any unauthorized use. Contact the issuer for additional details or visit visa.com/security.
