Banking On The Go

Free. Secure. Anywhere.

Safely and securely access your FNBO accounts anywhere for free with our mobile app or online banking. View and manage all of your accounts, including checking, savings, CD, credit card, home equity and loans. All account information is locked behind your user ID, password, four-digit passcode and for the mobile app Touch ID/Face ID.  

To get the app, search "FNBO" in your phone's app store or click the buttons below.

To enroll in Online Banking click the button below.

Mobile Deposits

Bank from anywhere.

Don’t worry about making it to a branch and deposit checks anywhere from your phone. Simply choose the account you’d like to deposit funds, enter the amount, take a picture of the front and back of your check, and submit. Like your other deposits, it will show up in your account detail once the check clears. You can also view images of previous checks you’ve deposited with the app.

Account Alerts

Stay in the loop with custom account alerts.

Choose to receive real-time text alerts or emails about your account that make it easy to monitor your spending and help protect you from fraudulent activity.

  • Manage Your Account – Receive payment reminders, transaction updates, and notifications about monthly statement availability.
  • Monitor Your Spending – Spending alerts help make managing your money easy. Monitor your balance amounts, overdraft protection usage, approaching credit limits, and other transactions occurring on your accounts. Spending alerts can even help with early identification of fraudulent activity on your accounts.
  • Protect Your Account – Security notifications are sent when changes are made to your Online or Mobile Banking profile and BillPay account - helping with early detection of possible fraud.

Card Controls

  • Control your card effortlessly.
  • Lost your Debit Card? Traveling and want to ‘turn off’ your credit card? Manage your cards easily through your FNBO online banking portal. You can turn your card on or off with a quick click.

Introducing Cashology®

Financial wellness know-how.

From personal budgeting and teaching your kids to save, to all the aspects of family finances, Cashology can help make money management easier.

Pic of Phone with FNBO Card in Digital Wallet

Pay on the Go

Add your FNBO card to your device's mobile wallet for a more convenient way to pay.

FNBO supports Apple Pay, Samsung Pay and more!

With 55,000 ATMs in our network, there's one near you.

Mobile Banking

Simplified banking from your mobile device. Safely and securely access your FNBO accounts anywhere for free with our mobile app.

Online Banking

Free account management anytime, anywhere! Manage your finances 24/7 with easy online banking tools from FNBO.


With free online BillPay, you can pay everyone from your utility companies to your babysitter. It's all quick and easy, and you can even obtain a payment history and check your pending payments.