Connect with a banker today to open your Free Checking account.

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Fearlessly FREE checking

When we say free, we mean it. With an FNBO Free Checking account you’ll have the stability of a large financial institution behind you, and the compassion of a community bank to understand where you’re coming from.

  • Free exclusive UNO Debit Card – or any other of our Visa® Debit Card designs
  • No minimum deposit required to open your account
  • No monthly minimum balance requirement
  • No Overdraft fees

With You Where You Are

We get it – you’re in college and on the move. Sometimes you’re at campus, sometimes you’re exploring, and sometimes you’re back home looking for help with your laundry. We’re with you, wherever you go.

  • Mobile Banking goes with you wherever you are
  • Digital Wallet capabilities to pay from your favorite device
  • Text alerts to help you manage the activity on your debit card
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As your student starts their first year at UNO, they will be filled with a new sense of independence. At FNBO, our purpose is to improve the financial health of all of our customers – even those just starting out.

Fearlessly Free Checking Accounts

  • Our Free Checking accounts are truly free. No minimum deposit to open. No monthly minimum balances. No ATM fees from more than 55,000 ATMs in our network (other banks & ATM operators surcharges may apply). Dozens of Free Visa® Debit Cards to choose from.

Account Alerts

  • Using our custom real-time account alerts, your student will be able to easily monitor and manage their account activity.

Easy Access

  • We couldn’t be easier to access. FNBO has a full-service branch located close to campus, not to mention we have more than 55,000 ATMS in network. And when your student isn’t on campus, we’re accessible by our Mobile App, 24/7 Online Banking, and compatible with their Digital Wallet.
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We Know College Finances can be Tricky

Check out our tips and tricks from the experts who have been there before.

Introducing the Dollar Belles

Is avocado toast really going to bankrupt you? How can you even THINK about a budget with student loans, cell phone, a car payment, AND finding a place with decent rent? Does your credit score really matter, or is it a made-up number like the one the cable company gives you when you book an appointment?

These are the questions we’re here to answer. Introducing First National Bank of Omaha’s Dollar Belles — three financially-focused ladies here to spill the tea on all things cash-related in your life, from checking to savings to credit and all things money that may be on your mind.

Great, big, small — we’re the bank that has your back.

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The payment of transactions into overdraft is discretionary and we reserve the right to not pay. Generally, we do not pay overdrafts if you are not making regular deposits, or you have excessive overdrafts, or based on your account history and how you maintain your account. We may change your overdraft privileges due to poor account management.

We may pay overdrafts for checks and other transactions using your account number and for automatic bill payments (ACH and recurring debit transactions), and if you give us permission, we may authorize and pay overdrafts for ATM transactions and everyday non-recurring debit transactions (individual debit card purchases such as grocery store or one-time online purchases). Our expectation is you bring your account to a positive balance immediately (including payment of all bank fees and charges).

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More than 165 years of putting customers first.

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© 2023 First National Bank of Omaha (FNBO). All Rights Reserved. 1620 Dodge Street, Omaha Nebraska, 68197

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

Only deposit products are FDIC insured.

Investment Products are:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE