Melissa is a Private Client Manager with Private Wealth Reserve within FNBO Wealth. She focuses on helping affluent individuals and families navigate complex financial needs while delivering exceptional client service. Melissa is passionate about building trusted relationships and providing personalized support to help clients pursue their financial goals.

CREDENTIALS

Melissa began her financial services career in 2010 and brings extensive experience to her role as Private Client Manager. Her background includes eight years as a Financial Representative with a leading life insurance company, where she specialized in risk management and asset protection strategies for individuals and families. She later joined Country Club Trust Company, supporting the Investments team before joining FNBO Wealth in 2025 as part of the acquisition of Country Club Trust Company. Melissa's experience in both insurance and wealth management enables her to provide thoughtful, well-rounded support to clients.

PASSIONS

Outside of work, Melissa's faith and family are at the center of her life. She enjoys tending to her garden and caring for her chickens, goats and pigeons on the family farm.

During volleyball season, however, you'll almost certainly find her in a gymnasium. As a proud club volleyball mom, Melissa spends much of her free time traveling with her family and cheering on her daughter from the sidelines.

Private Wealth Reserve Form CRS and Privacy Notice are available under the Resources tab.

“FNBO Wealth” is a brand name that refers to First National Bank of Omaha (“FNBO”) and certain of its affiliates and subsidiaries that provide or make available trust, investment, securities brokerage, investment advisory, banking, and related services. 

Trust and related services are provided by FNBO, a national bank with trust powers.  

Certain trust and related services are also provided by FNN Trust Company, a South Dakota state-chartered trust company and wholly-owned subsidiary of FNBO. FNN Trust Company does not offer depository, lending, or other banking products, and is not FDIC insured. 

“First Investments & Planning” refers to a division of FNBO that makes available third-party brokerage and investment advisory products and related services on bank premises. Brokerage services are offered through Raymond James Financial Services, Inc. (“RJFS”), a registered broker-dealer. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. (“RJFSA”), a registered investment adviser. Insurance products are offered through RJFS, Raymond James Insurance Group, Inc. (“RJIG”), and their affiliates. Registered representatives of RJFS and investment adviser representatives of RJFSA offer products and services using the name First Investments & Planning and may also be employees of FNBO. These products and services are being offered through RJFS, RJFSA, RJIG, or their affiliates, which are separate entities from, and not affiliated with, FNBO or any of its subsidiaries or affiliates. FNBO is not registered as a broker-dealer or investment adviser.  

Certain investment advisory services are provided by First National Advisers, LLC (“FNA”), with certain services provided through Private Wealth Reserve, a trade name used by First National Advisers, LLC (FNA), an SEC registered investment adviser and wholly-owned subsidiary of FNBO. 

Deposit products, such as checking, savings, and money market accounts, and lending, credit, and related products are offered by FNBO. Member FDIC. Equal Housing Lender.

Only deposit products are FDIC insured.

*Trust services are provided by First National Bank of Omaha.  

*Lending products and related services are provided by First National Bank of Omaha. Member FDIC 


INVESTMENT AND INSURANCE PRODUCTS ARE:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, FNBO OR ANY OF ITS SUBSIDIARIES OR AFFILIATES • MAY LOSE VALUE


FNBO, its affiliates, and subsidiaries do not provide legal or tax advice.

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