Visit fnbo.com
Visit fnbo.com
Visit fnbo.com
Visit fnbo.com



Todd is a Private Wealth Advisor with Private Wealth Reserve within FNBO Wealth. As both a leader and advisor, he guides the Fort Collins team in delivering comprehensive wealth management solutions, including trust administration, estate planning, individual retirement strategies, and investment management.

CREDENTIALS

With more than 35 years of experience serving affluent clients, Todd specializes in estate planning, trust services, and succession planning — helping families and businesses preserve and grow their wealth across generations. He joined FNBO in 2017 and holds the Certified Trust and Fiduciary Advisor (CTFA) designation. He earned his bachelor's degree from Arizona State University.

PASSIONS

Beyond his professional expertise, Todd values family, community, and the outdoors. He and his wife, Valerie, have been married for 40 years and cherish time with their two children and five grandchildren. An avid woodworker, Todd has crafted everything from garden sheds to handheld crosses. He also enjoys cooking, hiking—including tackling Colorado's 14ers—skiing, traveling in his Airstream, and spending time on the water.

Committed to giving back, Todd actively supports his community through volunteer work and local events. He previously served as president of a nonprofit dedicated to faith-based mentorship, working with men in prison to help them rebuild their lives.

Private Wealth Reserve Form CRS and Privacy Notice are available under the Resources tab.

“FNBO Wealth” is a brand name that refers to First National Bank of Omaha (“FNBO”) and certain of its affiliates and subsidiaries that provide or make available trust, investment, securities brokerage, investment advisory, banking, and related services. 

Trust and related services are provided by FNBO, a national bank with trust powers.  

Certain trust and related services are also provided by FNN Trust Company, a South Dakota state-chartered trust company and wholly-owned subsidiary of FNBO. FNN Trust Company does not offer depository, lending, or other banking products, and is not FDIC insured. 

“First Investments & Planning” refers to a division of FNBO that makes available third-party brokerage and investment advisory products and related services on bank premises. Brokerage services are offered through Raymond James Financial Services, Inc. (“RJFS”), a registered broker-dealer. Member FINRA/SIPC. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. (“RJFSA”), a registered investment adviser. Insurance products are offered through RJFS, Raymond James Insurance Group, Inc. (“RJIG”), and their affiliates. Registered representatives of RJFS and investment adviser representatives of RJFSA offer products and services using the name First Investments & Planning and may also be employees of FNBO. These products and services are being offered through RJFS, RJFSA, RJIG, or their affiliates, which are separate entities from, and not affiliated with, FNBO or any of its subsidiaries or affiliates. FNBO is not registered as a broker-dealer or investment adviser.  

Certain investment advisory services are provided by First National Advisers, LLC (“FNA”), with certain services provided through Private Wealth Reserve, a trade name used by First National Advisers, LLC (FNA), an SEC registered investment adviser and wholly-owned subsidiary of FNBO. 

Deposit products, such as checking, savings, and money market accounts, and lending, credit, and related products are offered by FNBO. Member FDIC. Equal Housing Lender.

Only deposit products are FDIC insured.

*Trust services are provided by First National Bank of Omaha.  

*Lending products and related services are provided by First National Bank of Omaha. Member FDIC 

INVESTMENT AND INSURANCE PRODUCTS ARE:

NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, FNBO OR ANY OF ITS SUBSIDIARIES OR AFFILIATES • MAY LOSE VALUE

FNBO, its affiliates, and subsidiaries do not provide legal or tax advice.

Private Wealth Reserve

Let's connect and uncover the possibilities.

©  2026 Private Wealth Reserve. All Rights Reserved. 14010 FNB Parkway, Suite #200, Omaha, Nebraska 68154

© 2026 First National Bank of Omaha (FNBO). All Rights Reserved. 1601 Dodge Street, Omaha Nebraska, 68197

FNBO is an Equal Opportunity/Affirmative Action/Veterans/Disability Employer.

NMLS 412727

Only deposit products are FDIC insured.

 Investment Products are: NOT FDIC INSURED • NOT A DEPOSIT OR OTHER OBLIGATION OF THE BANK • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY THE BANK • MAY LOSE VALUE