Banking solutions designed for every stage of your business journey.

FNBO Great Big Small Bank Logo

Big bank stability and strength. Small bank beliefs in doing what's right for you, your business, and your community. We don’t fit the mold, but we wouldn’t have it any other way.

Industry-Focused Banking Solutions

Some industries have unique financial needs. We have customized banking solutions to help.


Showing up with boots on is how we do business.


Consider us allies for the long haul.


Flexible solutions designed for Healthcare and Senior Living.


Navigate the global finance scene with confidence.

Commercial Real Estate

Shaping communities and laying the foundation for business success.

Commercial Payments

Building a relationship you value that also creates value for you.