Skip to Content

About FNBO

Putting customers first for 160 years.

Local Best of Awards

Proud to win. Proud to serve.


To all of our customers, thank you for naming us one of the best. It's an honor to be recognized for our dedication, integrity, and service by the communities we call home. For all the milestones on your financial journey, we look forward to serving you with the same high-level of dedication and excellence you've come to expect from the great big, small bank.

Learn more about our Mortgage Loans and Checking Accounts.

Integrity. Respect. Passion.

FNBO's mission is grounded in building and maintaining long-term relationships by delivering a superior customer experience. We believe in and live by our mission and core values: Integrity in every interaction. Respect for our employees, customers and shareholders. Passion for all that we do.

Our History

For more than 160 years, FNBO has maintained its commitment to helping to build strong communities.

Our Leadership

Doing what's right for our customers is our promise. Get to know the team that’s here to serve you.

Our Commitment to Support Local

Bank, shop and give locally. What it truly means to us to support our local communities.

States with FNBO Branch Locations

FNBO serves communities in Colorado, Illinois, Iowa, Kansas, Nebraska, South Dakota and Texas. Visit a branch today.

Man on laptop