Control and manage cash flow for your business with Centime.
Cash flow matters. Gain control with Centime.
Cash flow matters. Gain control with Centime.
Monitor & Forecast Cash Flows
With Centime’s cash flow forecasts, gain insight into what payments are coming in and going out in advance, making it easier for you to make better decisions for your business.
View the full financial picture for your business by viewing accounts across all financial institutions and monitor your balances in one dashboard.
Look ahead to view cash flow forecasts on a rolling basis. This provides you with up-to-date visibility over your cash today and tomorrow.
With Centime, you can build models that align with your objectives, adjust predictions and test scenarios to understand the potential impact on cash flow.
Manage Payables
Simplify and streamline your accounts payable with Centime’s cash flow forecasts—identify who, when and how to pay to make the most of your cash resources.
Gain insight into how your upcoming payments will affect cash flow forecasts. Assess the impact of payments to your business and access integrated credit to unlock cash.
Simply decide who and when to pay, and select a payment method — check, ACH, your credit card or CentimeCard — and let Centime take care of the rest.
Authorize payments and mitigate both external and internal fraud risks through segregation of duties, dual approvals, audit trails and automated remittance communication.
Payments automatically post back to your General Ledger, together with emails sent to suppliers when payments are scheduled and executed, complete with detailed remittance information.
Integration with payment networks identifies card-accepting suppliers to help you increase electronic payment adoption with your vendors, maximizing capital and access to rebates.
Manage Receivables
An effective collections process begins with knowing who owes you, how much is owed, when you will get paid and how it will impact your cash flow.
Some customers pay early while others pay late. Identify customer behavior to confidently predict when you will be paid. Custom automated reminder campaigns sent to customers can help encourage timely payment and reduce the risk of write-offs.
Outstanding invoices are reflected back to your cash flow forecast in real time to help you assess the impact to your business.
Make it easy for customers to pay you using ACH or credit card. You can also automatically cash to open receivables.
Key Performance Indicators
Generate key performance indicators on accounts payable, accounts receivable and cash flow to improve decision-making — then analyze that data to reveal transformative insights.
Visualize your success and quickly identify trends with an overview of the key elements of the cash flow lifecycle: cash flow, payables and receivables.
Count on the KPIs used by top companies to benchmark your performance over multiple periods. Get closer to the unique set of numbers that drive your own business.
Customize period comparisons to easily spot trends early and make adjustments to ensure continued success.
Access Working Capital
Quickly and securely determine the best credit solution for your business.
Make the most of the credit available to you and leverage 20-50 additional days of working capital.
Quickly and simply gain access to a new line of credit, CentimeCard, a virtual card designed to pay card-accepting suppliers.
Avoid sharing banking details by paying with virtual card and track payments along the way.
Centime is a cloud-based software that helps businesses control and manage their cash flow through a variety of lenses.
What is Centime Cash Flow Control?
Centime Cash Flow Control is a cloud-based software that integrates with your General Ledger and bank accounts. Centime features components that enable you to control and manage cash flow.
How do I know if it’s right for my business?
Centime works with growing small and mid-sized businesses, with 10 to 1,000 employees. Businesses who manage AP & AR, forecast (or aim to forecast) cash flow, and use either QuickBooks Desktop, QuickBooks Online or Oracle NetSuite as their General Ledger application can benefit from Centime.
How is Centime different from my General Ledger application?
General Ledger applications primarily aid with accounting and bookkeeping, supporting basic bill pay, invoicing and payroll capabilities. By contrast, Centime helps businesses with working capital needs to predict cash flows and optimize liquidity.
Centime complements General Ledger applications by integrating directly with them and drawing on General Ledger data to help optimize cash flow.
Why do businesses with no cash flow problems need Centime?
A survey of prospective clients suggests that proper cash flow control and management is a best practice for every business. The best run businesses have processes in place to ensure that their cash flows meet goals and expectations –not only to ensure survival, but also to manage their stated cash goals and to support strategic growth-related investments.
How can Centime improve my existing cash flow management process?
Centime’s extensive market research and client interviews indicate that while many businesses understand the need to control cash flows, they do so sporadically. Managing cash flows becomes a priority at crisis points, and it is inconsistently resolved with inefficient manual processes. Centime provides a comprehensive solution to automate cash flow forecasting and provides credit and non-credit solutions to close liquidity gaps.
Why does Centime need to connect to my general ledger?
The General Ledger is the source of data for Centime Cash Flow Control which features several modules, allowing the user management of a key component of the cash flow control lifecycle (Accounts Receivable, Accounts Payable, Cash Flow Forecasting, KPIs).
Which General Ledger applications does Centime support?
Centime has been integrated with and supports QuickBooks Desktop, QuickBooks Online and Oracle NetSuite. These are broad market General Ledger applications with a large installed base in our initial market (clients with between 10 and 1,000 employees).
Over time, Centime will integrate with other General Ledger applications, including solutions that target specific market verticals.
What if I don't have a supported General Ledger application?
You cannot use Centime Cash Flow Control until it is integrated with a supported General Ledger application.
What data do you receive from my General Ledger?
Centime will fetch accounts receivable and accounts payable information from your General Ledger application.
What data do you post to my General Ledger?
Currently, Centime does not post data back to your General Ledger. In the future, any payment transactions performed via Centime will be posted back to your General Ledger.
Try Centime for free for 30 days and leverage all the benefits it offers at no cost.
Our product and customer success teams will train you and your staff on Centime’s features and functions.
You’ll receive ongoing support and additional training, as needed. Our experts are always eager to answer your questions.
Your feedback is important and will help us make meaningful product improvements to Centime.
We’re eager to answer any questions you have about Centime and optimizing your business' cash flow.