Treasury Management
Tools to help the Healthcare industry optimize payment and receivable solutions with innovative information reporting and liquidity management tools.
Healthcare Banking
Taking care of Healthcare providers.
Healthcare Finance
Your industry is quickly adapting to generational and economic demands. The marketability of services such as memory care, advanced treatment and rehabilitation services, updated security technology and luxury community like environments can be at odds with the changing regulations, payer models and current facility limitations.
Our Healthcare Banking team will help you evaluate potential growth transactions, working capital needs and financing opportunities. We provide credit facilities that align with short- and long-term objectives. Our flexible credit structures include:
Term loans
A First National Bank term loan will provide you the funds you need to make large business expansions including acquisitions, construction projects, facility improvements or equipment purchases. With competitive rates and a variety of terms, we will structure a loan program to meet your business needs, increase your assets and improve your cash flow.
Lines of Credit
Prepare your facility to take action on growth opportunities, make updates or acquisitions, handle day-to-day operating needs or purchase new equipment. With a flexible line of credit, you can use the liquid or fixed assets of your business to help you meet your bottom line objectives and provide the highest level of care to your patients.
Public Finance
When it comes to your financial health, preventative care is always best practice. Trust our financial experience to meet your project-financing needs. Our professionals specialize in tax-exempt revenue and general obligation bonds, taxable revenue bonds, cash flow solutions, lease-purchase equipment financing, USDA construction financing and healthcare financial advisory services.
Patient Finance
Your first concern as a Healthcare provider is your patients and providing them access to quality care. By providing access to alternative financing, you not only are delivering customers an experience they deserve, but also giving your business improved margins and cash flow with decreased delinquencies.
We’ve designed a program that flows seamlessly with your patient experience and payment solutions. With an easy application process, money saving rates and beneficial terms, we make accessing needed medical care less of a hassle. Both your finance office and your patients will benefit from our team at First National Bank providing ongoing service and support.
Revenue Cycle Management
First National Bank offers a universal payment exchange platform, First Payment Exchange, designed to give Healthcare providers access to a direct network for streamlined vendor payments. We combine purchasing card transactions with ACH payments to improve working capital and extend the payment cycle.
Benefits to Providers Include:
- Optimize working capital & improved cash flow
- Maximized rebates
- Web based system for viewing all payables
- Reduced fraud risk