With over 30 years of experience and industry leadership in commercial payments, Tammy leads FNBO’s Commercial Payments Organization, providing end-to-end payments capabilities for business customers. She is proud to call FNBO home and appreciates the opportunity to support local communities by helping businesses achieve superior financial results through client-led solutions. In developing both personal and business relationships, she keeps the words of Maya Angelou close, "people may forget what you do and say, but they will never forget how you make them feel."
Tammy started at FNBO as the Head of Commercial Card, before taking on the leadership and creation of the bank’s Payments Organization. Prior to working for FNBO, she held roles at leading national banks, overseeing merchant services and business strategy. She also spent time in Investment Banking overseeing a Global Card portfolio, designing a Partnerships and Strategy team supporting the Commercial Card organization.
Tammy earned a Bachelor of Science degree in business management from the University of Phoenix and has held an active role supporting multiple Women in Payments organization steering committees.
Tammy is a fitness guru and could easily direct you to the best fitness and walking trails, because that’s where she spends a lot of her free time. Second runner up would be her Peloton, reserved for less favorable weather, or the beach where she spends "the perfect vacation." In fact, she’s often been known to quote her husband in saying, "the waves come in and take all the worry away."
Of course, no activity or location holds the same place in her heart as family, so her favorite place to be is courtside, cheering for her sons’ basketball teams.
"You do not have to like everyone, but you absolutely must respect them."
- Tammy's Dad