FDIC-Insured - Backed by the full faith and credit of the U.S. Government
- Online Banking
- Bill Pay
- Paperless Statements
- Account Alerts
- Two-Factor Authentication
- Card Lock/Unlock
Online Banking
Free account management anytime, anywhere!
Manage your finances—and your peace of mind—with Online Banking from FNBO. Enjoy access to safe and secure online banking tools 24 hours a day, entirely for free.
Here's what you can do:
- Manage and organize your finances 24/7
- Check account balances, transfer funds, view statements and pay bills
- Pay off balances or set up automatic payments
- Receive account activity alerts
- Download account information and activity to Quicken® or QuickBooks®
BillPay
Quickly and easily make payments.
With free online BillPay, you can pay everyone from your utility companies to your babysitter. It's all quick and easy, and you can even obtain a payment history and check your pending payments.
BillPay Features:
- Schedule a payment for up to 90 days in advance
- Pay multiple payees at once
- Check your pending payments
- View a payment history for all your payees
- Set up recurring payments
- Reference a list of frequently used payees
- Quickly and conveniently add or delete payees
Paperless Statements
Receive your statements faster and worry-free.
Switch to paperless statements today and receive your monthly statements securely, conveniently, and in real-time when they become available. Plus, with secure online access to your statements from anywhere, you can efficiently manage your accounts 24/7.
Paperless Statement Features:
- Available for your FNBO credit card, checking, savings, money market, line of credit, CD and IRA accounts
- Instant and secure 24/7 access
- No security concerns with items getting lost or intercepted in the mail
- Choose whether you want to print your statements or just maintain them online
Account Alerts
Stay in the loop with custom account alerts.
Choose to receive real-time text alerts or emails about your account that make it easy to monitor your spending and help protect you from fraudulent activity.
- Manage Your Account – Receive payment reminders, transaction updates, and notifications about monthly statement availability.
- Monitor Your Spending – Spending alerts help make managing your money easy. Monitor your balance amounts, overdraft protection usage, approaching credit limits, and other transactions occurring on your accounts. Spending alerts can even help with early identification of fraudulent activity on your accounts.
- Protect Your Account – Security notifications are sent when changes are made to your Online or Mobile Banking profile and BillPay account - helping with early detection of possible fraud.
Two-Factor Authentication
Two-factor authentication (2FA) significantly enhances the security of your financial information by requiring both a password and a verification code from your mobile device. This added layer of protection reduces the risk of unauthorized access and phishing attacks. Implementing 2FA is straightforward and integrates seamlessly into your login routine, providing peace of mind knowing your account is secure. Ensure your financial information's safety by activating two-factor authentication on our mobile app today.
Card Lock/Unlock
Real-Time control over your FNBO cards.
The Lock/Unlock feature in our mobile banking app offers real-time control over your bank cards, allowing you to lock them to prevent unauthorized use and unlock them as needed. Whether you are traveling, shopping online, or managing your budget, the Lock/Unlock feature ensures peace of mind and seamless financial control.