Whew! You made it.
You were preapproved for a loan, and you made it through the application process and the deluge of paperwork that came with it. You found a home, made an offer and had your contract accepted. The home has passed inspection. You’re feeling like this might finally happen – you are going to be a home owner.
But there are still some final steps to get through – a few i’s to dot and a few t’s to cross – before you are handed the keys to your new castle. You can do this, you’re almost there.
So, what can you expect as you head for the home stretch? Here’s a look at what’s coming up in the last few days of closing on a house:
Who will be there on closing day?
This varies from state to state, but there are some representatives that usually won’t differ, including:
“The most important thing to remember through the closing process is that there is no reason to feel overwhelmed,” says Alan LaFollette, Managing Director, National Mortgage Sales at First National Bank of Omaha. “If you chose a reliable lender with your best interests in mind, then they have been looking out for you every step of the way, and they have prepared you for this moment so that there are no last-minute surprises.
“For us, we don’t leave your side during this journey. This is a major decision in your life, and we want to make sure it goes as smoothly as it possibly can.”
Got Questions? Stop by your local First National Bank branch today and visit with a mortgage loan expert.
The articles in this blog are for informational purposes only and not intended to provide specific advice or recommendations. When making decisions about your financial situation, consult a financial professional for advice. Articles are not regularly updated, and information may become outdated.