Stay safe from higher rates and lock your rate in for 60 or 90 days.1
My goal with all of my clients is to help them understand and be comfortable with the loan process from start to finish as well as to help them find the best loan product that makes the most sense for each client's unique situation. The most rewarding job is getting to play a role in such an exciting time in my clients' lives when they get to become a homeowner. It never gets old seeing how happy my clients are when they sign that last paper and the ink is dry and they can say "They did it"!
I have been in the mortgage industry since 2006.
Something that not many people know about me is that as a senior in high school I played in the State High School Class C-2 Football Championship at Memorial Stadium and was able to help my team win its first ever football championship.
My passion is to be the best husband, father, friend, and mortgage loan officer that I can be. In my free time I enjoy spending quality time with my wife Shannon and our two daughters Addison and Sloan. As a family we love going to as many sporting events as possible to cheer on our teams. We also love to travel any chance we get.
We'll Guide You Home
Lock & Shop Rate Security
Down Payment Options as Low as 3-5%.
Competitive mortgage rates help save you money over the life of your loan.
Dedicated Loan Officer
Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.
1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.
The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.