Stay safe from higher rates and lock your rate in for 60 or 90 days.1
Gabriela Bautista
Gabriela Bautista
Why am I a Mortgage Lender?
I have always been drawn to helping people, whether it’s something simple like translating a document or helping them start a resume. I decided to become a community mortgage lender because I feel there is a need for education, especially for the homebuyers with whom I will be working. I have been part of the same community for almost 30 years, and I want to be able to give back by offering guidance and my expertise so that my customers feel confident when buying their home.
My Experience:
I have worked for a nonprofit for nearly fifteen years. For the past eight years, I worked with VNA Health as a family case manager providing support to pregnant women and infants. I also worked on the Fresh First program, focusing on patients with diabetes. We distributed educational health information and a fresh box of produce to promote healthy eating. Before VNA Health, I worked at Breaking Free as a prevention specialist where I worked with children during and after school, implementing drug prevention curriculum. I have always enjoyed working with my community which is why I believe that my work with FNBO will make an impact.
Interesting to Know:
I am married to my wonderful husband, and we have a little boy who is four. I enjoy spending time with them any chance I have. We like to go on bike rides, explore new places like pumpkin patches, farms, and campsites, and anything that gets us outdoors. I used to run marathons, and I am looking forward to distance running again—even if it’s just a 5K.
We'll Guide You Home
Lock & Shop Rate Security
Mortgage Options
Down Payment Options as Low as 3-5%.
Competitive Rates
Competitive mortgage rates help save you money over the life of your loan.
Dedicated Loan Officer
Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.
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Important Information
1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.
The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.