View Deposit Agreement
*Premier CD Annual Percentage Yield accurate as of 8/16/23. $500 minimum balance required to obtain advertised APY. FNBO Premier Checking Account required to obtain rate.
1 CD accounts will automatically renew at maturity. You will have 10 calendar days after the maturity date to withdraw funds without penalty. This account will not renew if you withdraw the funds on the maturity date or if we receive written notice from you on or before the maturity date of your intention not to renew.
2 You will be notified at maturity; a penalty may be assessed for early withdrawal. Fees could reduce earnings.
A Guide to your Savings Account (PDF)
3 Flex Savings Annual Percentage Yield accurate as of 8/16/23. Rates may change after the account is opened; the Lock Rate will not change during the rate lock period. Fees may reduce earnings on the account.
4 Flex Savings allows you to lock the rate and Annual Percentage Yield on this account for 6 months. In order to receive this rate, a First National checking account is required. If the checking account is closed during the rate lock period, the Flex Savings rate may be lowered to the then applicable “Base Rate" as provided in the rate sheet. At the end of your current 6 month rate lock period, you can request a new rate lock period for an additional 6 months at the then applicable “Lock Rate”. See rate sheet for details. A penalty may apply for early closure of this account.
5 Each subsequent withdrawal will be charged an excessive withdrawal fee of $25. A surcharge may be assessed when using other bank ATMs and ATMs not operated or contracted by First National Bank of Omaha.
