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FNBO 2023 Investment Outlook

Read this year’s Outlook for our Investment Management team's perspective on the economy, stock market and investment strategies.

2023 Market Outlook Guide from FNBO

2023 Investment Outlook: Why Stay Invested

The highest inflation in more than 40 years contributed to a challenging market for financial assets in 2022. As a result of the price decline in bonds and equities, investors are asking:

  • Is the economy heading into a recession?
  • What changes should we make to protect our assets?
  • Are we still on track to meet our investment goals?

These questions helped frame this year's Outlook. The Investment Management team also presents information on how to navigate this difficult market environment and includes 11 key economic perspectives about the year ahead.

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Read the Outlook
Investment Portfolio Diagram from FNBO - 1. Asset Allocation 2. Investment Strategies 3. Risk Tolerance 4. Goals

Establishing Your Portfolio

When it comes to building your portfolio, we consider your risk tolerance along with various strategies to ensure your investments are aligned with your goals.


We employ the following strategies for target weightings:

  • Strategic: longer-term allocations based on client return goals and risk tolerance
  • Tactical: shorter-term allocations to take advantage of opportunities or mitigate risks


Your Wealth Management team will make well-researched decisions based on your goals.

Contact one of our advisors about investment management services.

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Meet Our Wealth Team

Investment products are: Not a Deposit • Not FDIC Insured • Not Insured by any Federal Government Agency • Not Guaranteed by the Bank • May Go Down in Value