- Loan options tailored to your financial goals and homebuying needs
- Fast, easy online pre-qualification
- Exceptional and personalized mortgage experience
Personal Lending Products
Whether you're buying a home, remodeling, or consolidating higher-interest debt, our lending products can meet your needs in an easy and affordable way.
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Mortgage Loans
A dedicated, local FNBO loan officer will provide expert advice and guide you through the process. -
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Home Equity Loans and Lines of Credit1
Put the equity in your home to use.- Use money you’ve paid into your home loan to finance remodeling projects, large expenses or consolidate debt
- Lower interest rates than a personal loan
- Interest rate reduction for First National Bank checking customers
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Personal Loans and Lines of Credit
Get the capital you need with terms to fit your situation.- Use for weddings, emergencies, small projects and more
- Good options for people who don’t have home equity to leverage
- Interest rate reduction for First National Bank checking customers (Personal Loans only)
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Debt Consolidation
Paying off debt is one of the most important steps in securing your long-term financial freedom, FNBO is here to help.- Multiple debt consolidation options to fit your lifestyle
- Consolidate all your existing debts into one account with one monthly payment
- Low interest rates
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Auto Loans
Whether you're in the market for a new auto loan or want to refinance your current one, find competitive rates and loan options that suit your needs.- Fixed rates and a variety of terms to secure a lower monthly payment
- Lower rates for newer models
- Interest rate reduction for First National Bank checking customers