Personal Checking Accounts | First National Bank of Omaha

Skip to Content

Home
Personal
Bank
Checking

Find a checking solution that fits your needs.

Most Popular
Free Checking Account

Apply Now
It’s your money, why be charged for using it? That’s why we offer a free checking account with no hidden fees.

No monthly service fee

No minimum deposit to open account

No minimum balance requirement
Learn about our Free Checking Account
Premier Checking Account

Apply Now
If you have higher account balances, earn interest on your money and get more from your checking account.

Earn interest

No monthly service fee with an average daily balance of $15,000 in your Checking and/or related deposit accounts

Enhanced First National relationship benefits
Learn about our Premier Checking Account
Access Debit Account

Contact a Banker
A checking account with no Overdraft or Return Item fees. A good solution for controlled money management.

No Overdraft or Return Item fees

No minimum deposit to open or minimum balance requirement

Low $4 monthly service fee
Learn about our Access Debit Account

Awarded "Best Bank in Nebraska" - MONEY®¹

Additional Features

Overdraft Options

It's important to be prepared, even when unexpected expenses arise.

Debit Cards

Visa® Debit Cards are available on all checking accounts, providing the purchasing power you need.

Apple Pay^TM

Make payments with your Apple device at hundreds of stores.

Visa Checkout

Shop faster online with pre-entered card and address information.

Samsung Pay

Pay almost anywhere you can swipe or tap.

Online Banking

Manage and organize your finances 24/7.

Paperless Statements

Save time and reduce clutter by receiving statements via email.

Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

Automatic Payments

With free online BillPay, set up payments on a one-time or recurring basis. It's quick and easy.

¹From MONEY, November 1, 2017 ©2017 Time Inc. Used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of, First National Bank.
²Overdraft Options benefit is not applicable to the Access Debit Checking Account.