Personal Checking Accounts | First National Bank of Omaha

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Find a checking solution that fits your needs.

Most Popular
Free Checking Account

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It's your money, why be charged for using it? That's why we offer a free checking account with no hidden fees.

No monthly service fee

No minimum deposit to open account

No minimum balance requirement
Learn about our Free Checking Account
Premier Checking Account

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If you have higher account balances, earn interest on your money and get more from your checking account.

Earn interest

No monthly service fee with an average daily balance of $15,000 in your Checking and/or related deposit accounts

Enhanced First National relationship benefits
Learn about our Premier Checking Account
Access Debit Account

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A checking account with no Overdraft or Return Item fees. A good solution for controlled money management.

No Ovedraft or Return Item Fees

No minimum deposit to open or minimum balance requirement

Low $4 monthly service fee
Learn about our Access Debit Account

Over 55,000 Surcharge-Free ATMs Worldwide

Additional Features

Overdraft Options¹

It's important to be prepared, even when unexpected expenses arise.

Debit Cards

Visa® Debit Cards are available on all checking accounts, providing the purchasing power you need.

Apple Pay^TM

Make payments with your Apple device at hundreds of stores.

Visa Checkout

Shop faster online with pre-entered card and address information.

Samsung Pay

Pay almost anywhere you can swipe or tap.

Online Banking

Manage and organize your finances 24/7.

Paperless Statements

Save time and reduce clutter by receiving statements via email.

Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

Automatic Payments

With free online BillPay, set up payments on a one-time or recurring basis. It's quick and easy.

¹Overdraft Options benefit is not applicable to the Access Debit Checking Account.