Personal Checking Accounts | First National Bank of Omaha

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Find a checking solution that fits your needs.

Most Popular
Free Checking Account

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It's your money, why be charged for using it? That's why we offer a free checking account with no hidden fees.

No monthly service fee

No monthly service fee

No minimum deposit to open account

No minimum balance requirement
Learn about our Free Checking Account
Premier Checking Account

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If you have higher account balances, earn interest on your money and get more from your checking account.

Earn interest

No monthly service fee with an average daily balance of $15,000 in your Checking and/or related deposit accounts

Enhanced First National relationship benefits
Learn about our Premier Checking Account
Access Debit Account

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A checking account with no Overdraft or Return Item fees. A good solution for controlled money management.

No Ovedraft or Return Item Fees

No minimum deposit to open or minimum balance requirement

Low $4 monthly service fee
Learn about our Access Debit Account

Over 55,000 Surcharge-Free ATMs Worldwide

Additional Features

Overdraft Options¹

It's important to be prepared, even when unexpected expenses arise.

Debit Cards

Visa® Debit Cards are available on all checking accounts, providing the purchasing power you need.

Apple Pay^TM

Make payments with your Apple device at hundreds of stores.

Visa Checkout

Shop faster online with pre-entered card and address information.

Samsung Pay

Pay almost anywhere you can swipe or tap.

Online Banking

Manage and organize your finances 24/7.

Paperless Statements

Save time and reduce clutter by receiving statements via email.

Account Alerts

Balance getting low? Upcoming payments? Stay in-the-know with custom alerts.

Automatic Payments

With free online BillPay, set up payments on a one-time or recurring basis. It's quick and easy.

¹Overdraft Options benefit is not applicable to the Access Debit Checking Account.