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Adjustable Rate Mortgage (ARM) Loan

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What do you get with an ARM Loan?

An ARM can offer a flexible option for homeowners. You will start with a lower interest rate than you would with a fixed-product, but it is subject to increase or decrease. This provides more flexibility through lower initial payments and could allow you to afford more home.

    Couple in new home

    An ARM Loan might be the right choice for you, if:

    • The period before the first rate adjustment fits the amount of time you will live in your home
    • You want to gain initial monthly budget flexibility
    • You will have the financial stability to afford a higher payment later in the loan’s term
    • You expect your income to increase and want to extend your initial buying-ability

    Need more help? Find a Mortgage Loan Officer near you.

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    Estimate your monthly mortgage payment with our mortgage calculator. Test different scenarios to see how much you need to borrow, approximate payments and how much home you can afford.

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