FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Savings
It’s more than a savings account, it’s a peace-of-mind and reach-your-goal account. It’s also hassle free with zero monthly service fees, no minimum balance and no minimum deposit.
Account Summary
- Earn interest while you save – relationship savings rates are available with an FNBO checking relationship
- No monthly service fee
- $0 minimum deposit to open or minimum balance requirement
- Free online or paper statements
Account Benefits
24-Hour Banking
Access your account 24/7 with free online, mobile and FNBO ATM banking. And, for fast and easy account management, download our FNBO banking app for quick glance balance checks, mobile check deposit, ATM locator and so much more.
Direct Deposit
With direct deposit, checks can be automatically deposited into your FNBO account, at whatever amount you desire. Direct deposit makes saving money simple and easy.
Premium Relationship Rates3
Take advantage of premium relationship savings rates with a paired FNBO Free Checking account. Simply put, it’s another benefit of being a FNBO customer.
Federal Deposit Insurance
FNBO is a member of the Federal Deposit Insurance Corporation (FDIC), which means you can have peace of mind that your deposited account are insured.
Rates
Feel good about your financial journey.
No matter where you begin, FNBO is with you where you are, by your side, to provide guidance and encouragement along the way. Gain a better understanding of your finances with this simple financial analysis. It takes less than five minutes and you'll receive a personalized report.
1 The Annual Percentage Yield (APY) is accurate as shown. Interest rates and APYs are subject to change daily and after the account is opened. Fees may reduce earnings. For account and fee information visit “Guide to Your Savings Account” and “Deposit Agreement”.
Rates are determined by the primary account holder’s county of residence in our Deposit Footprint. Our Deposit Footprint includes Colorado, Illinois, Iowa, Kansas, Missouri, Nebraska, South Dakota and select counties in Texas, Wisconsin, and Wyoming. Rates may vary by county within the Deposit Footprint. Your rates may change if you move from one county to another within the Deposit Footprint. If you move outside of our Deposit Footprint, you may be eligible for Expansion Footprint rates (everything outside the Deposit Footprint). Rates in the Expansion Footprint may vary from rates in the Deposit Footprint.