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Business Edition® Secured Mastercard® Credit Card

Take control of your credit history and help rebuild your credit with a business secured credit card.

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Business Edition Secured Mastercard Card art

Business Edition® Secured Mastercard® Credit Card

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Summary of Credit TermsDeposit Account Disclosure

Account Summary

  • Request your own credit limit2 between $2,000 and $100,000 (multiples of $50), when you apply, subject to credit approval.
  • Security deposit is 110%2 of the amount of your credit limit, between $2,200 and $110,000 (multiples of $50), subject to credit approval.
  • $39 annual fee1
  • Earn interest on your security deposit.3
  • Variable 23.24% APR1 on purchases and balance transfers based on the Prime Rate.

Please see the Summary of Credit Terms for important information on rates, fees, costs, conditions and limitations.


Additional Features4

Contactless Technology

Just look for the contactless symbol, tap your card on the terminal and go on your way. It's secure, simple and touch-free.

Zero Liability5

Our 24/7 guarantee that you won't be held responsible for fraudulent charges made with your card or account information.

Mastercard Easy Savings®6

Save on purchases with automatic rebates. Over 40,000 participating merchant locations available.

Free 24/7 Online Access

Manage your account, view transaction activity and history, pay your bill, set up alerts and more.

Free Management Reports

Track expenses, monitor spending, spot tax deductions, prepare tax filings and forecast expenses with ease.

Cash Flow Management

Flexibility to cover the cost of supplies, equipment, travel and more.

Mobile Receipt Management

Digitally capture business receipts with your smartphone's camera. Record keeping made easy.

QuickBooks Online Discount7

Save 30% on your QuickBooks subscriptions for 12 months with a valid Mastercard Small Business credit card.

TurboTax Discount

Save up to $20 on TurboTax federal products with a valid Mastercard Small Business credit card.

Important Information

For additional information about Annual Percentage Rates (APRs), fees and other costs, please see the Summary of Credit Terms.

You may only charge up to your approved credit limit, which will be less than the deposit you provide. The amount of your security deposit is 110% of the amount of your credit limit. Your security deposit may not be refundable if your account is in default.

See the Deposit Agreement available when you apply for details.

4 Complete program details Including restrictions, limitations, and exclusions will be available when you become a Cardmember.

5 Certain terms and restrictions apply. See mastercard.com/zeroliability for further terms and conditions.

6 Please visit www.easysavings.com for complete details on the program, including the program terms and conditions.

7 Cardholders will receive 30 percent off of a 12-month subscription of QuickBooks Online (Simple Start, Essentials, Plus or Advanced) or 30 percent off of a 12-month subscription of QuickBooks Self-Employed and a one-month free trial. Cardholders will receive 30 percent off of QuickBooks Payroll for six months. Discounts are applicable for new QuickBooks Online customers only. QuickBooks and TurboTax are trademarks and service marks of Intuit Inc., registered in the United States and other countries.

Cards are issued by First National Bank of Omaha (FNBO®), pursuant to a license from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.