Our branches will be closed on Monday, May 27 in observance of Memorial Day. 


Michael Gephart

Sr. Advisor, Commercial Banking
Commercial Lending

Michael Gephart

Michael is a Relationship Manager for Commercial Banking. Throughout the course of his career, he has analyzed a wide range of businesses and gained valuable insights along the way. Michael now puts his experience to work for his clients, performing a thorough financial analysis to devise custom business solutions, continually monitoring performance to ensure long term success. He is an energetic business professional who enjoys working with business owners and their teams.


Michael has over ten years of banking experience in critical roles in both commercial and private banking, including Credit Analyst, Loan Officer and Branch President. He earned his undergraduate degree in Finance from the University of Oklahoma and an MBA with a focus in marketing from Colorado State University.


If Michael’s Golden Retriever has anything to say about it, time out of the office is often enjoyed outdoors, and since spending time with his dog is one of his pastimes, you can bet that’s where you’ll find him. He also enjoys swimming, biking, running and golfing.