Opening a new checking account is exciting, but the next step is crucial: getting your money into it! Fortunately, FNBO offers more ways than ever to fund your account quickly and easily. Forget the hassle, here’s a quick guide to all your simple deposit options.

Digital & Automatic Funding

These are often the fastest and most convenient methods:

• Set Up Direct Deposit: This is the gold standard for easy funding. Simply download and complete your bank's direct deposit form, then give it to your employer or set it up directly through your company's payroll system. Your paycheck automatically lands in your account every cycle, no work required! 
  
  
• Transfer Funds Electronically: The easiest way to move large amounts. You can transfer money from another bank using an Automated Clearing House (ACH) transfer. This is typically done for free through your online banking portal, moving money from your external account directly into your new one. 
  
  
• Use Zelle® for Instant Cash: Zelle® is a fast, safe, and easy way to receive money. If a friend, family member, or trusted individual needs to send you cash quickly, they can use Zelle® to transfer the funds instantly, regardless of where they bank. 

Remote & Convenient Deposits

Want to deposit a check or cash without visiting a branch? No problem! 

• Deposit Checks from Your Phone: Skip the trip to the bank and deposit checks directly from your mobile device. Just snap a picture of the front and back of the endorsed check, and you’re done! 
  
  
• Visit a Network ATM: If you have cash or checks, you can deposit them at an ATM. FNBO has 55,000 Surcharge-Free ATMs Worldwide, with the addition of the Allpoint® ATM Network..

Face-to-Face Service

Sometimes you just prefer a personal touch.:

• Visit a Local Branch: If you have questions, need to deposit a large amount of cash, or just prefer human interaction, you can always visit our friendly staff at your local branch. They are happy to help you complete your deposit and get your account fully funded.

With so many options, funding your checking account has never been simpler. Pick the method that works best for you and start managing your money today!