Angie Kreutzer

Why am I a Mortgage Lender?

As a trusted advisor, I like educating people about the mortgage world and all of the different options available to them. I enjoy the challenge of solving problems for customers and helping people get into a new home or a better financial position. I strive to make the mortgage process simple and stress free for all of my customers, and I hope they can feel that I truly care about their needs. I pride myself on my attention to detail, hard work, and excellent communication skills.

My Experience

I have been in banking since 2007 and the mortgage industry since 2012, when I joined First National Bank. I started out as a mortgage processor and closer, transitioned to a mortgage loan officer assistant and then to my current role as a mortgage lender. My experience and knowledge of the entire home buying process helps make the transaction run smoothly from start to finish. I look forward to growing my career and developing many lasting relationships along the way.

Interesting to Know

I love spending time with my family in our quiet, country lifestyle. My kids are my everything and their activities keep me pretty busy, but I love it! I really enjoy playing volleyball, and watching Husker volleyball and football. I love to spend time outside, work in the garden or sit by the campfire and just enjoy the beauty in it all. Another passion of mine is volunteering and serving in our community any chance I get.

We'll Guide You Home

Lock & Shop Rate Security

Stay safe from higher rates and lock your rate in for 60 or 90 days.1

Mortgage Options

Down Payment Options as Low as 3-5%.

Competitive Rates

Competitive mortgage rates help save you money over the life of your loan.

Dedicated Loan Officer

Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.

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Important Information

1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.


The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.