FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Annie Salazar
Annie Salazar
Why I Am a Mortgage Lender
I have an unwavering passion for financial literacy and helping those in my community attain homeownership. There is a path for those seeking to purchase a home, and I will provide the expert advice and guidance to make their journey go smoothly.
My Experience
I started as a part-time teller and quickly rose through banking positions that required more responsibilities. I learned about the career pathways within the financial services industry, and I set a personal goal to break into the mortgage world. It continually evolves and demands expertise to lead the way for buyers and referral partners. I've consistently closed more than 100 loans per year since 2020, all the while developing and nurturing lasting relationships.
Interesting to know
I have four dogs, two Aussies and two Yorkies. A dog's love is so genuine and pure and they’re just so cute! I am an advocate for making all establishments dog friendly and hope that someday insurance companies will reimburse dog expenses as their companionship improves our mental and emotional health. The best places to find me are where my dogs are welcome.
We'll Guide You Home
Lock & Shop Rate Security
Stay safe from higher rates and lock your rate in for 60 or 90 days.1
Mortgage Options
Down Payment Options as Low as 3-5%.
Competitive Rates
Competitive mortgage rates help save you money over the life of your loan.
Dedicated Loan Officer
Let your dedicated mortgage loan officer answer all of your questions and provide peace of mind - start to finish.
Contact Us
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Important Information
1 First National Bank's Lock & Shop program locks the initial interest rate for 60 or 90 days on 15 and 30-year conventional, 30-year FHA and VA fixed-rate purchase loan products. Your exact interest rate will depend on the date you lock your rate. In order to obtain this rate, a fully executed purchase agreement must be received by First National Bank within 30 calendar days of a 60 day lock or 60 calendar days of a 90 day lock. You will have the option to extend the due date for the purchase agreement and the rate lock expiration one time by 15 days. In addition, you may exercise a float down in the rate to the current market rate within 7 calendar days of executing a purchase contract. Please contact your loan officer to exercise this float down option. Additional fees, conditions or exclusions may apply. This is neither a commitment to lend nor an approval of the loan inquiry. Any change in rate or fees may affect approval of the loan.
The calculator is provided for your convenience. Calculators are designed to be an approximation using information you provide. Such information is not part of any credit application with us. The accuracy of this calculator and its applicability to your circumstances is not guaranteed and actual results may vary. This calculator is not intended as an advertisement, a disclosure under any consumer law, an offer to make a loan, or an offer of any advice. You should obtain personal advice from qualified professionals. This calculator does not guarantee the availability of any particular product or interest rate and some of the products described in the calculator are not available through us.